224 Gumwood Circle, Gaffney, SC, 29341 | $297,787
Opportunity to own a home in a pool Community in Gaffney. Great space in your home with a Great Kitchen and Family Room. Very open plan that has 9' Ceilings on the first floor. Luxury Vinyl Plank is on the first floor living areas. 4 Bedrooms - ONE ON MAIN FLOOR and A GUEST SUITE W/ OWN BATH - and A LOFT space gives you plenty of room. This is such a stunning community that is 5 min from I-85 and Hwy. 29. You are close to shopping at the Outlet Mall or just 20 min away from both Hillcrest or Boiling Springs. The community is flanked on the perimeter with lots of trees and when the community is done, there will be common space to enjoy, a pool to swim and lounge in, and about a mile of sidewalk to enjoy evening and morning strolls. This opportunity to have a new home in Gaffney is rare, so come by and find out more about your next home!!
Features
- Amenities: Common Areas, Street Lights, Pool, Sidewalks
- Bedrooms: 4
- Baths: 4 full
- Laundry: 2nd Floor, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
- Style: Traditional
- Garage: 2-car Attached
- Heating: Electric, Forced Air, Damper Controlled
- Cooling: Central Air, Electric, Damper Controlled
- Basement: None
- Acreage: 0.16
- Est. Taxes: $0
- HOA Fee: $660 Annually
- Lot Desc: 1/2 Acre or Less, Other
- Elem. School: BD Lee
- Middle School: Gaffney
- High School: Gaffney
- Appliances: Dishwasher, Disposal, Electric Oven, Free-Standing Electric Range, Microwave, Electric Water Heater
- MLS#: 1564808
- Days on Market: 162 days
- Website: https://www.raveis.com
/prop/1564808/224gumwoodcircle_gaffney_sc?source=qrflyer
Listing courtesy of DFH Realty Georgia, LLC Phone: 910-631-6828
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
224 Gumwood Circle, Gaffney, SC, 29341
$297,787
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $238,230 | $238,230 | $238,230 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,353 | $1,448 | $1,915 |
| Total Monthly Payment | $1,428 | $1,523 | $1,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484