1515 Osprey AVE, Naples, FL, 34102 | $2,650,000

Discover the ultimate waterfront lifestyle in Oyster Bay/Royal Harbor, one of Naples’ premier boating communities. This exquisite canal-front home offers direct, bridge-free access to the Gulf of Mexico, allowing you to set sail from your own backyard. Completely remodeled and professionally designed, this 3-bedroom, 2-bathroom residence blends coastal elegance with modern luxury. Step inside and experience an open, airy layout with meticulous attention to detail. The home features custom ceilings, designer lighting, and high-end finishes, creating an atmosphere of refined comfort. The gourmet kitchen boasts premium appliances, upgraded cabinetry, and stunning quartz countertops, perfect for both everyday living and entertaining. For peace of mind, hurricane-impact windows and doors provide security and efficiency, while a Generac Guardian 22kW whole-home backup generator, powered by a 500-gallon buried propane tank, ensures uninterrupted comfort. Your private backyard paradise is designed for both relaxation and entertaining. The heated saltwater pool offers year-round enjoyment, while the custom outdoor kitchen is equipped with marine-grade cabinetry, a Blaze grill, a pizza oven, and ample counter space for the ultimate al fresco experience. A Sonance speaker system enhances the ambiance, making every moment outdoors more enjoyable. Boating enthusiasts will love the brand-new Trex composite dock, featuring a 20, 000 lb boat lift and a Gem Remote Control system, allowing for effortless access to the Gulf. Whether heading out for a sunset cruise or a deep-sea fishing trip, your boat is always ready. Additional Features include Climate-controlled 2-car garage with built-in storage, Dedicated ice machine, perfect for fishing trips, Lush tropical landscaping for added privacy and beauty. This home is situated in one of Naples’ most desirable waterfront neighborhoods. Take a short walk, bike ride, or golf cart trip to downtown Naples, where you’ll find world-class dining, boutique shopping, and pristine white-sand beaches. Don’t miss this rare opportunity to own a waterfront masterpiece.

Features

  • Amenities: Streetlight
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN SHORES
  • Year Built: 1973
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,131
  • Acreage: 0.26
  • Est. Taxes: $5,164
  • Lot Desc: Regular
  • View: Canal
  • Community Type: No Subdivision
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Composite Dock,Dock Included,Elec Avail at dock,Water Avail at Dock
  • Elem. School: LAKE PARK ELEMENTARY SCHOOL
  • Middle School: GULFVIEW MIDDLE SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225073778
  • Website: https://www.raveis.com
    /eprop/225073778/1515ospreyave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

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1515 Osprey AVE, Naples, FL, 34102

$2,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,120,000 $2,120,000 $2,120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.121% 6.011%
Monthly Tax Payment $430 $430 $430
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,037 $12,710 $17,605
Total Monthly Payment $12,592 $13,265 $18,160

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.