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A RARE OPPORTUNITY TO OWN A PIECE OF LOCAL STONINGTON HISTORY ALONG THE PAWCATUCK RIVER. Built in 1864 and lovingly passed down through generations, this cherished riverfront home has been a family homestead since 1912. From the moment you arrive, the property's timeless charm & sense of place are undeniable. A pristine hedge frames the front, while a classic mix of clapboard & vinyl siding hints at the home's long life & thoughtful updates over the years. From the deck, time slips away while watching boats glide down the Pawcatuck toward Little Narragansett Bay. Enjoy ever-changing views & coastal breezes that never grow old. A private deep-water dock offers direct access to the river & beyond, making this home a boater's dream. Set out for easy day trips to Block Island, Fishers Island, or Montauk right from your own backyard. Inside, the home unfolds with a welcoming blend of gathering spaces, quiet corners & water views from nearly every room. The primary bedroom enjoys distant views of Napatree Point, while additional bedrooms overlook the river & marinas along the Avondale waterfront in Westerly, RI. While the home has been lovingly maintained through the years, it's ready for its next chapter; offering the perfect balance of preserved character & room for personal updates. For those who appreciate history, water, & the simple beauty of life by the river, this is a property that invites you to make it your own & continue its story for generations to come. Included in the sale is an additional . 33-acre parcel just across the street; a rare and valuable bonus that expands the sense of space and possibility. With an outbuilding that even predates the main home, this adds another layer to the property's remarkable story. Buyers with vision may wish to explore its potential; inquiries to the Town of Stonington will help determine the feasibility of future building or development. The parcel also borders 6 acres of protected land owned by the Avalonia Land Conservancy, ensuring that the serene, natural beauty surrounding this historic riverfront home will remain for generations to come. With its proximity to I-95 and Amtrak, getting to NYC and Boston is just within reach.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Softwood Floor | 8.0 x 12.0 | Upper |
| Bedroom 2 | Ceiling Fan,Softwood Floor | 10.0 x 11.0 | Upper |
| Bedroom 3 | Ceiling Fan,Softwood Floor | 10.0 x 11.0 | Upper |
| Bedroom 4 | Hardwood Floor | 11.0 x 21.0 | Upper |
| Dining Room | Ceiling Fan,Softwood Floor | 14.0 x 20.0 | Main |
| Family Room | Hardwood Floor | 15.0 x 15.0 | Main |
| Full Bath | Tub w/Shower | 7.0 x 12.0 | Upper |
| Half Bath | Upper | ||
| Kitchen | Ceiling Fan,Quartz Counters,Island,Softwood Floor | 12.0 x 12.0 | Main |
| Living Room | Wood Stove,Softwood Floor | 14.0 x 21.0 | Main |
| Office | Softwood Floor | 7.0 x 7.0 | Upper |
| Primary Bath | Tub w/Shower,Hardwood Floor | 9.0 x 10.0 | Upper |
| Primary Bedroom | Ceiling Fan,Softwood Floor | 14.0 x 20.0 | Upper |
| Study | Softwood Floor | 12.0 x 10.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,799,200 | $2,799,200 | $2,799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.689% |
| Monthly Tax Payment | $1,082 | $1,082 | $1,082 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $15,457 | $16,558 | $23,058 |
| Total Monthly Payment | $16,664 | $17,765 | $24,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.