110 JAMES Drive, Palatka, FL, 32177 | $575,000

Beautiful Farm on 15 plus acres. Home has 3 Large bedrooms and 2 1/2 bathrooms. Step into the Open Kitchen with granite counter tops and an oversized island to prepare meals on. The stainless appliances and wooden cabinets, give it a nice country feel. Enjoy the large, oversized deck 48x12 and partially covered to enjoy the wildlife and beautiful sunrise and sunsets. There is a Metal Garage and carport for parking. The Barn is 40x60, four 12x12 Stalls and tack room on one side and the other side has a small bird enclosure and large bird enclosure. There is also plenty of room to park equipment on the 18 x 60 concrete center. Fields connected to the barn are cross fenced. Home is fenced on the front, and sides. The backside goes down to a creek that runs along the property. Much more to include a water treatment system, a gazebo for cookouts and an additional workshop and covered parking. A Must See to appreciate.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
  • Style: Traditional
  • Year Built: 1999
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,804
  • Acreage: 15.28
  • Est. Taxes: $3,507
  • Lot Desc: Agricultural, Cleared, Wooded
  • Elem. School: Interlachen
  • High School: Interlachen
  • Appliances: Dishwasher, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 2112071
  • Days on Market: 173 days
  • Website: https://www.raveis.com
    /prop/2112071/110jamesdrive_palatka_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of BALDWIN FAMILY REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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110 JAMES Drive, Palatka, FL, 32177

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,832 $2,904 $3,820
Total Monthly Payment $3,216 $3,288 $4,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.