|
Affordable ownership with flexibility and peace of mind — this 3-bedroom, 3-bath manufactured home sits on owned land (no lot lease, no HOA) and offers a compelling alternative to renting. Conveniently located just minutes from downtown Ocala, the property provides independence, functionality, and opportunity at a price point that’s becoming increasingly difficult to find. Some rooms have been virtually staged.
The home offers a practical, well-designed layout with three full bathrooms, an uncommon and valuable feature that adds flexibility for guests, multigenerational living, or work-from-home needs. Major systems have been addressed, including a new HVAC system and ductwork (2023) and a durable metal roof (2013), providing a strong foundation for long-term ownership. Because the home is structurally sound, remaining updates are cosmetic in nature — offering the next owner a clean canvas to personalize at their own pace rather than a major renovation project.
Covered outdoor spaces extend the living area for relaxing or entertaining, while multiple storage areas enhance everyday functionality. The fenced yard and covered patio support outdoor living for pets, hobbies, or casual gatherings — all without lot rent or restrictive community rules.
Cosmetic updates, including interior paint and flooring, are needed and are reflected in the current price, allowing the next owner to live in the home while making updates over time. This property is well suited for buyers comfortable with light cosmetic improvements, investors seeking a rental-ready property with land ownership, or owner-occupants who value space, autonomy, and long-term potential.
The seller is open to reasonable offers and quick-close scenarios. Whether you’re seeking affordable homeownership, a low-restriction lifestyle, or an investment with solid fundamentals, this property delivers value, flexibility, and opportunity.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$110,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $88,000 | $88,000 | $88,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $69 | $69 | $69 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $486 | $521 | $702 |
| Total Monthly Payment | $630 | $665 | $846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.