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15 DAY SPECIAL STARTING MARCH 1ST. INTEREST RATE BUYDOWN OFFERED BY THE SELLER. DON'T MISS THIS! True Beachfront Living, Right on the Sand. The Sunrise to Sunset vantage point offers continuous Dawn to Dusk Water Views, delivering a Memorable Experience every day. The property exemplifies Exceptional Value with the perfect balance of luxury, Convenience, and to achieve Relaxed Beach Lifestyle at this prime location.
The condominium represents great long term investment opportunity as a primary home or second home with rental opportunity on monthly basis.
This is truly a rare opportunity for beachfront living in a prime Indian Rocks Beach location at the Narrows, where breathtaking Gulf views meet the tranquility of the Intracoastal Waterway. The Narrows is a rare stretch of beach with limited public access, ensuring a serene and private like atmosphere.
The exclusive eight unit boutique condominium sits directly on the sands, offering private access to one of Florida’s most beautiful, uncrowded beaches. Enjoy unparalleled views - watch the sunrise from your balcony over the Intracoastal and at the end of your day, the mesmerizing Gulf sunset just steps from your door.
This is a well-maintained building supported by strong Condo Association Financial Reserves, which provides an excellent prospect for stable long-term financial health and helps against sudden special assessments.
The building is compliant with Florida's new safety laws, evidenced by a completed SIRS Reserve Study and a clean Milestone Inspection (no costly Phase II required). Plus, a brand-new 2024 roof protects your investment for years to come.
This is pet-friendly building that includes an elevator, and the $952 Monthly Assessment covers insurance, maintenance, management, reserves, water, internet and cable TV, trash, and sewer.
The condo is very spacious and sunlit 2 bedroom, 2 bath condominium and boasts 1, 380 sq. ft. of thoughtfully designed living space on the first floor above ground level.
Recent updates include a New Energy-efficient Carrier A/C, a new Rheem water heater, full-size LG ThinQ Washer and Dryer, and luxury vinyl flooring throughout.
The recently updated kitchen (2024/2025) features beautiful new Quartz Countertops and Samsung Stainless-Steel Appliances including Bespoke high-efficiency Induction
Range, Microwave, Dishwasher, and Refrigerator, all seamlessly can be connected via the SmartThings platform for an intelligent, modern cooking experience.
The home includes one assigned parking space, guest parking, and access to additional dedicated IRB homeowner parking spots just two hundred yards from the building—a rare convenience in beachfront communities. Additionally, ground-level storage (one of only two units with this feature) provides easy access for beach gear and water sports equipment.
This home is perfectly situated in Indian Rocks Beach, celebrated for its white sandy shores, turquoise waters, and laid-back charm. The location provides easy access to the vibrant culture and attractions of the entire Tampa Bay area.
With many local restaurants nearby, this location combines peace with unparalleled convenience. It's just minutes to St. Pete and Clearwater for endless shopping and entertainment, and only a short 30/40 minute drive to both Tampa and St. Pete/Clearwater International Airports. A property with this level of accessibility and an unbeatable beachfront location is a rare find.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$759,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $607,200 | $607,200 | $607,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $455 | $455 | $455 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,592 | $3,739 | $4,921 |
| Total Monthly Payment | $4,138 | $4,285 | $5,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.