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NO ASSESMENTS AND ROOFS REPLACED JUST 3 YEARS AGO. --PEEK OF THE SARASOTA BAY, right outside your front door. This sunny 2 bedroom, 2-bath (second floor optimal for viewing) has a peek-a-boo view of Sarasota Bay from your Front sitting area. View the famous western Florida Sunsets every day from this your own piece of paradise. This condo is situated in and around Palm trees, lush tropical landscaping, lagoons, wildlife and 100 year old Oak trees that canopy so much of the community giving it the name (WILD OAK BAY). Wild Oak Bay has a resort-like ambiance, truly paradise. Its the type of place where you just cant help yourself but want to go out and walk to enjoy the beauty of this hidden community every day. The North view can be viewed from the kitchen through the Livingroom and lanai overlooking the community pool and a beautiful lake. The front door and front balcony face south but receives protection from the sun from mature oak trees that canopy over your viewing area and allows enjoyable seating all day long with endless sunsets and peaks of Sarasota Bay. The unit comes fully furnished with everything you need to start enjoying the Florida lifestyle, just bring some clothes and your swimsuit. Recent improvements include a newer HVAC system (2022), water heater (2022), and wood-look ceramic tile on the rear lanai (2023), Updated guest bathroom (2024). A touchpad lock is installed for your convenience, so you will not have to worry about forgetting your key. Less than 5 minutes away are the semi-private IMG Golf and Country Club, IMG Sports Academy, and Bradenton Tennis/(pickleball) Club. The IMG golf course does not require memberships to schedule and play a round just minutes down the road. Many beaches are twenty minutes west; and the cultural mecca of Sarasota, is twenty minutes south. Terrific for seasonal or full-time living. This is the picture-perfect Florida condo you’ve been hoping to find in the rarely available south end of Wild Oak Bay.
This condo really has something special and you will feel it to the moment you walk in the door. Why rent. . . The American dream is right here waiting for you. Grab this before the snowbirds come. . . You will be so glad you did!
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Our Executive Mortgage Banker:
Our Insurance Division:
$283,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,120 | $227,120 | $227,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $283 | $283 | $283 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,254 | $1,344 | $1,811 |
| Total Monthly Payment | $1,612 | $1,702 | $2,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.