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Completely Remodeled Gulf Access Retreat in Hernando Beach!
Discover true Old Florida paradise in this beautifully remodeled 2-bedroom, 1-bath home featuring a bonus room that could be used as a 3rd bedroom and possible 2nd bathroom and a bright Florida room—perfect for relaxing or entertaining with a view! Every inch of this home has been thoughtfully updated for modern coastal living, with luxurious waterproof vinyl plank flooring, waterproof Endura wall panels, and custom waterproof kitchen and bathroom cabinetry designed to withstand the Florida lifestyle. 4 Head mini split AC and heat with wall unit ac's in two of the bedrooms. Hurricane impact front and back doors. Roof was replaced in 2017. Furnishings are negotiable.
Located on a direct Gulf-access canal, this home offers deep water with plenty of room for your sailboat and endless opportunities for boating, fishing, and waterfront adventures. Enjoy convenient access to local waterfront restaurants and the laid-back charm of Hernando Beach—where every day feels like a vacation.
Additional highlights include a large garage, a detached shed for extra storage, and ample parking for your boats, RV, or other toys. Whether you’re seeking a full-time waterfront residence, a vacation getaway, or an investment property, this home is ready for you to move right in and start living the Gulf Coast dream.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,882 | $2,012 | $2,701 |
| Total Monthly Payment | $2,245 | $2,375 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.