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Beautiful and immaculately kept 3/2/2 located at 4418 NE 4th Street, in the highly sought after, safe and quiet Stonewood Villas development (NOT a 55+ community) in Ocala, Florida 34470. Most everything in the home is 6 years old or newer. When the house was purchased in 2020, it was completely remodeled – new roof, HVAC, water heater, appliances, floors, knock down on the walls and ceilings, paint inside and out (the outside has even been repainted again recently), new lighting and ceiling fans, new doors, trim, glass doorknobs, new baseboards, new high end window shades, remodeled kitchen with antique cabinetry, new sink, disposal, etc. , remodeled bathrooms, as well.
The house also boasts a Generac whole house generator, which is so AMAZING to have, and it comes on in seconds after the power goes out. The electrical panel was replaced and upgraded to 200 amps when the Generac was installed which was a little over 2 years ago. The garage door tracks and springs were replaced and a new garage door opener installed. A new beautiful surround was built for the gas fireplace. The yard is beautifully landscaped, but it’s low maintenance. Just water it when it’s not raining. A slab was poured for the side patio and large concrete patio stones were added, along with a very large patio awning to shade that side of the house, which added a nice entertainment area for grilling and outdoor relaxation.
There is new vinyl fencing in the back yard, and a new fence and gate at the front. A boardwalk was also added on the side yard. There have been so many upgrades. All of the ductwork was cleaned and sanitized a couple of years ago. There are two storage areas in the back yard for lawn equipment, etc. One is inside and one is outside. The side entry garage door and the primary bathroom lighted ceiling fan were replaced in September, and a lighted ceiling fan was also installed in the garage at that time. There is 1963 square feet under heat and air. There is lots of closet storage, as well. The annual HOA fee is less than $400 a year. You do not want to miss this beautiful, move-in ready home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,536 | $2,008 |
| Total Monthly Payment | $1,738 | $1,797 | $2,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.