2082 SHADY LANE, Geneva, FL, 32732 | $469,900

Newly Remodeled !Veteran Owned. Assumable VA Loan . Motivated Seller . Bring your Fishing Pole Boaters dream. St. John's river access. This home has been totally renovated with modern designs on a traditional lot. . Enjoy the luxury of new flooring, remodeled laundry room, completely redone bathrooms, and granite countertop kitchen . When you're not cooling down in the main home, you have the option of 2 separate Florida rooms, one in the back and one in the front, or the dock to go and launch your fishing adventures from. The dock is fitted with a boat slip, covered boat lift, as well as water from the river and the home. You have 80 feet of water frontage! Clean your fish directly from your dock . Store your boat in the Car-Port . . Come take a look at this one-of-a-kind true piece of Florida! More. . . Private Remarks: Come revel in this slice of true Florida! Boat ramp close by . All new appliances , Quartz countertops, new roof , new A/C . New tankless hot water heater. Nothing left to do !,

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 140
  • Laundry: Laundry Room
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,020
  • Acreage: 0.42
  • Lot Size: 80 x 140
  • Est. Taxes: $3,550
  • View: Water
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Tankless Water Heater, Washer
  • MLS#: V4945168
  • Days on Market: 156 days
  • Website: https://www.raveis.com
    /prop/V4945168/2082shadylane_geneva_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 8:02:06 AM)
Listing courtesy of COLDWELL BANKER COAST REALTY   Phone: 386-275-1000

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2082 SHADY LANE, Geneva, FL, 32732

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,164 $2,284 $3,047
Total Monthly Payment $2,535 $2,655 $3,418

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.