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Welcome to this spacious 3BR/2. 5BA home in desirable Durbin Crossing! A large upstairs loft offers the perfect children's retreat, game room, or man cave. Enjoy one of the best yards in the neighborhood with a covered lanai, paver patio, firepit, and serene pond view. The open kitchen flows into a generous living area and oversized dining room—big enough for a large table and China cabinet. A versatile flex space can be a home office or converted into a 4th bedroom. Walk to top-rated Patriot Oaks Academy with Creekside High nearby. Extras include pull-out kitchen drawers, new stove, nearly new dishwasher, 5-yr-old AC, water softener, updated smoke detectors, new master bedroom fan, blinds, and hard-wired security camera connections. Seller may consider a flooring allowance with an acceptable offer—well-priced and move-in ready! This 3-bedroom, 2. 5-bath home offers the perfect balance of comfort, style, and flexibility. A spacious loft upstairs can easily serve as a cozy children's retreat, a gamer's paradise, or even the ultimate man cave. The layout is designed to give everyone their own space while keeping the heart of the home open and welcoming. A Backyard Made for Relaxation & Fun Step outside to one of the best yards in the neighborhoodcomplete with a covered lanai, an extended paver patio, and a built-in firepit overlooking a tranquil pond. Whether it's morning coffee with a view or s'mores under the stars, this backyard makes every season special. Spacious Living, Flexible Options Inside, you'll find a large living area that flows into an open kitchen and an oversized dining roombig enough for your favorite farmhouse table and a china cabinet. There's also an additional flex space that's ready to become your home office, hobby room, or even an enclosed 4th bedroomthe choice is yours. Great Location & Top-Rated Schools Located near shopping and dining, this home is also within walking distance of a highly sought-after, A-rated St. Johns County schoolPatriot Oaks Academywith Creekside High School nearby. Living here means convenience for daily errands and unbeatable schools for peace of mind. Move-In Ready with Smart Upgrades You'll love the extras: pull-out drawers in the kitchen, a brand-new stove, nearly new dishwasher, five-year-old AC, updated smoke detectors, a water softener, new master bedroom fan, stylish blinds, and hard-wired security camera connections. The seller may even consider a flooring allowance with an acceptable offermaking this well-priced home an even better value.
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$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $501 | $501 | $501 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,171 | $2,321 | $3,015 |
| Total Monthly Payment | $2,747 | $2,897 | $3,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.