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UNIQUE OPPORTUNITY AWAITS YOU! One or more photos have been virtually staged. With an assumable VA loan at a rate of 2. 875% (not just for veterans), this is a game-changer in today's housing market. With current mortgage rates well above 6, this isn't just a small discount—it's a massive financial advantage that will save you tens of thousands of dollars over the life of the loan. This is your opportunity to secure a dream home and a dream rate all in one. This townhouse for sale in a vibrant 55+ active community offers the perfect blend of comfort, convenience, and community. Residents can indulge in an abundance of amenities right at their doorstep.
The state-of-the-art clubhouse serves as the hub of social activities, providing a space to gather, relax, and foster new friendships. Enjoy a dip in the sparkling swimming pool, stay active in the well-equipped fitness center, or engage in friendly competition on the sports courts. For outdoor enthusiasts, the 5. 5-acre Lagoon and nearby trails with opportunities for recreation and relaxation. Inside this stunning townhouse, experience the epitome of comfort and style. With two bedrooms and two and a half baths, there’s plenty of space to relax and unwind. The first floor features a spacious master bedroom with an ensuite bathroom and a large walk-in closet, creating a private retreat for homeowners. The open kitchen boasts stone countertops, a walk-in pantry, and stainless steel appliances, making it a chef’s dream. A recently added backsplash adds a touch of elegance to the space. The open floor plan flows seamlessly into a screened enclosure porch, perfect for entertaining friends and family. Additional conveniences include a half bath and a laundry room on the first floor. Upstairs, you’ll find a full bath, a versatile bonus room that can be tailored to your needs, and a separate bedroom, offering ample space for guests or hobbies. This thoughtful layout ensures comfortable living with flexibility for your lifestyle.
Don’t miss this unique opportunity to call Southshore Bay Active Adult your home. Experience the best in luxury living, outdoor recreation, and a vibrant community. Contact us today to schedule a viewing and see why this townhouse is the perfect place to call home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,408 | $1,485 | $1,977 |
| Total Monthly Payment | $1,933 | $2,010 | $2,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.