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Charming 4-Bedroom Home in the Heart of the Village of Buchanan Nestled on a quiet cul-de-sac in the Village of Buchanan, this beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of privacy, comfort, and convenience. Surrounded by serene natural beauty, yet just minutes from schools, parks, shopping, and major commuter routes, this property provides an ideal setting for today’s lifestyle. Inside, the home features a modern kitchen that opens seamlessly into the dining area and family room perfect for both everyday living and entertaining. Stunning grey-stained wood floors grace the main level, adding warmth and contemporary character to the space. Step out from the dining room onto a spacious deck, ideal for outdoor gatherings, gardening, or simply relaxing. The fully fenced backyard offers plenty of space for a fire pit, playground, or other personal touches, and includes a storage shed for added convenience. The lower level adds flexibility with a cozy family room featuring a gas fireplace, an additional bedroom, laundry room, large pantry, and access to the garage currently set up as a stylish man cave, but easily converted back if desired. Commuters will love the proximity to the Cortlandt and Croton-Harmon Metro-North train stations, offering a quick and easy ride into New York City. This home also offers great potential for a mother-daughter setup, making it ideal for multigenerational living, This is a ideal opportunity for comfortable village living. AO CTS
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $1,125 | $1,125 | $1,125 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,030 | $3,155 | $4,208 |
| Total Monthly Payment | $4,247 | $4,372 | $5,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.