4093 RIVER BANK WAY, Punta Gorda, FL, 33980 | $359,000

This charming 3-bedroom 2-bathroom, 2 car garage, salt water heated pool with a paver driveway is located in the gated community of River Club. This home has an open floor plan with a family room, living room and dining room that is perfect for entertaining. The large kitchen has wood cabinets, granite countertops, stainless appliances and a large pantry. The tiled kitchen is equipped with double built-in oven and with convection five burner cook top. Pull up your bar stools and sit at the kitchen counter and enjoy great dinner conversations. The primary bedroom is large enough to fit your king-sized bedroom set and has a walk-in closet. The on-suite bathroom has double sinks, tile shower and a nice soaking tub. The bathroom also has access to the lanai and pool area for easy access. This bathroom doubles as a pool bath. The two guest bedrooms are in a separate area of the home to allow you and your guests privacy. The guest bathroom is equipped with a shower/tub combo.
The screened in custom designed lanai has pavers, a heated saltwater pool and has a covered area to keep you out of the sun where you can cool off and watch TV or read a good book while you’re enjoying your favorite beverage. The yard is fenced in, so you don’t have to worry about your fur babies playing in the yard. The laundry area is equipped with a GE Washer and Dryer. hurricane shutters, a new AC in 2025, and the roof was just installed in 2023 provide you peace of mind. Plus, this home is not located in a flood zone.

Many features of the community include a resort style pool, fitness center, clubhouse, and playground. Conveniently located close to I-75 highway, Punta Gorda Airport, shops, restaurants, parks, marinas, downtown Punta Gorda and Sunseekers Resort. The HOA covers lawn care, basic cable, internet and irrigation. Come check out this maintenance free living community today and start living in the Florida lifestyle!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,874
  • Acreage: 0.17
  • Est. Taxes: $4,321
  • HOA Fee: $398 Monthly
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7515581
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/C7515581/4093riverbankway_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 6:32:09 PM)
Listing courtesy of WALKER REALTY GROUP FLORIDA   Phone: 941-621-8710

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4093 RIVER BANK WAY, Punta Gorda, FL, 33980

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,653 $1,720 $2,290
Total Monthly Payment $2,088 $2,155 $2,725

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.