11293 W BAYSHORE DRIVE, #87, Crystal River, FL, 34429 | $185,000

HUGE PRICE REDUCTION!!! SELLER MOTIVATED!!!
Discover waterfront living at its finest in this beautifully renovated 2 bedroom 2 bathroom end-unit condo, complete with a private boat dock and heavy-duty lift. No additional docks or lifts can be added within the community, making this a rare and highly valuable opportunity for boaters. With wide water frontage and stunning sunset views, this residence truly captures the essence of coastal Florida living. Manatees and dolphins are frequently seen right outside your windows.

This condo experienced flooding from Hurricane Helene and has since undergone over $120, 000 in renovations, fully covered by insurance. Thanks to the community’s exceptional flood insurance policy, the entire interior has been renewed, including:

New interior doors

New kitchen and bathroom cabinetry with granite countertops

New hurricane-rated sliding glass doors

New appliances

New hot water heater

Fresh interior paint throughout

Additional community upgrades include a new metal roof (2022) and freshly painted exterior (2021), offering peace of mind and low-maintenance living.

This is a truly maintenance-free property, with HOA fees covering:
Exterior building maintenance, pest control, seawall upkeep, cement walkways, qualifying interior flood and hazard insurance, grounds maintenance, outdoor lighting, reserves, legal/accounting, cable, WiFi, trash removal, a new community pool (2021), pool service, recreational facilities, and tennis/pickleball courts.

Located within the highly sought-after 44-acre waterfront sanctuary of The Islands at Dixie Shores, this unique community cannot be replicated—adding long-term value and desirability. Excellent rental potential through VRBO or Airbnb further enhances its appeal.

Don’t miss this exceptional opportunity to own a rare waterfront condo with premium boating access in a one-of-a-kind natural preserve community.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: THE BAY VILLAS
  • Year Built: 1973
  • Common Charge: $926 Monthly
  • Approx Sq. Feet: 1,600
  • Acreage: 0.04
  • Est. Taxes: $1,620
  • Lot Desc: Corner Lot, Flood Insurance Required, FloodZone, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7878467
  • Days on Market: 121 days
  • Website: https://www.raveis.com
    /prop/W7878467/11293wbayshoredrive_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/19/2026 2:17:09 PM)
Listing courtesy of RE/MAX CHAMPIONS   Phone: 727-807-7887

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11293 W BAYSHORE DRIVE, #87, Crystal River, FL, 34429

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.144% 5.541%
Monthly Tax Payment $135 $135 $135
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $829 $886 $1,190
Total Monthly Payment $1,039 $1,096 $1,400

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.