4971 BACOPA LANE S, #403, St. Petersburg, FL, 33715 | $999,900

Welcome to Bacopa Bay – Coastal Living at Its Finest!
Discover this beautifully updated and rarely available Camellia floorplan 2-bedroom, 2-bath condo in the highly desirable, gated Bacopa Bay community—just minutes from the award-winning Gulf Beaches and vibrant downtown St. Petersburg.
Step into a light-filled Oasis. The kitchen is a showstopper - featuring Cambria quartz countertops, new stainless steel appliances, under counter wine fridge and recessed lighting. Laminate flooring throughout.
The primary bedroom offers a tranquil retreat with a custom walk-in closet, updated ensuite bath, and remote-controlled blackout shade. The guest bathroom has been fully updated with a luxurious soaking tub. Every window has been upgraded with hurricane-rated materials, plus hurricane shutters for added peace of mind. Access the largest size balcony from both the living room and Primary Suite, featuring new gemstone tile. Additional highlights include 1 under-building parking space, new elevator, and a new tile roof (2025) Enjoy resort-style amenities including 2 pools, tennis courts, fitness center, walking paths, 24 hour security. Ideally located near beaches, dining, shopping, the Dali Museum, and just 30 minutes to Tampa International Airport—this is Florida living at its best! HOA includes basic cable, internet, flood insurance for building, water, sewer, trash. 3 month minimum on rentals. 2 pets allowed for a max total pet weight of 30 lbs. You will feel like you're in Paradise as you watch sunsets every evening and you're surrounded by lush tropical grounds. Make an appointment for a private showing today!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Complex: BACOPA BAY CONDO
  • Year Built: 1997
  • Approx Sq. Feet: 1,822
  • Acreage: 5.01
  • Est. Taxes: $7,218
  • Condo Fee: $1,481 Monthly
  • Lot Desc: Flood Insurance Required
  • View: Pool, Water
  • Pool: Child Safety Fence, Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8433347
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/TB8433347/4971bacopalanes_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 2:10:23 AM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4971 BACOPA LANE S, #403, St. Petersburg, FL, 33715

$999,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $602 $602 $602
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,605 $4,796 $6,643
Total Monthly Payment $5,299 $5,490 $7,337

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.