2703 MORNING LIGHT COURT, Flagler Beach, FL, 32136 | $849,000

Coastal Waterfront Home in Sunset Inlet Now Available! Located in a X Flood Zone. No Flood Insurance required. Short walking distance to your private beach access.

Nestled in a charming waterfront community directly off A1A between the Atlantic Ocean and the ICW, this 3-story, 4-bedroom, 3. 5-bath single-family home offers the perfect blend of the boating lifestyle and beachside tranquility.

With direct access to the Intracoastal Waterway, this beautifully maintained home features the largest dock in the community with a double slip allowing passengers to board your watercraft with ease from either side—complete with a GEM remote that's ideal for quick access to open water and easy docking upon return, and 30 amp shore power.

Inside, the home impresses with custom window treatments, plantation shutters, elevator, granite counter tops and crown molding. The first-floor bedroom includes an ensuite bath and can easily serve as a family room or guest suite.

The second floor offers an open-concept layout, featuring a spacious living room with a balcony that's perfect for sunsets overlooking the canal and dock, chef’s kitchen with a large island, plenty of cabinet space, stainless steel appliances, tile backsplash and breakfast nook, along with a convenient half bath that completes the main living space.

Upstairs, the third-floor primary suite is a true sanctuary, offering a generous sitting area, private balcony with water views, and a spa-like bath with dual vanities, garden tub, large tiled shower, and private water closet. Two additional bedrooms and a full bath provide plenty of room for family and guests.

Additional features include:

New roof (2023)

3-zone A/C system (2021)

Whirlpool water softener

Hot water heater (2020)

Generator-ready with panel and plug

Screened patio, outdoor shower, and hot tub

Enjoy community amenities like the private fishing dock on the Intracoastal and deeded beach access just steps away—offering a peaceful, uncrowded beach experience across A1A.

Located just minutes from Flagler Beach, known for its small-town charm, shops, restaurants, and year-round events. Travel north on A1A to reach historic St. Augustine in under 45 minutes.

Whether you’re seeking a full-time residence or a coastal getaway, this exceptional property delivers boating, beach, and the best of Florida living all in one!

Schedule your showing today!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Coastal
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,749
  • Acreage: 0.08
  • Est. Taxes: $11,019
  • HOA Fee: $365 Monthly
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
  • MLS#: FC313102
  • Days on Market: 237 days
  • Website: https://www.raveis.com
    /prop/FC313102/2703morninglightcourt_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 1:10:34 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2703 MORNING LIGHT COURT, Flagler Beach, FL, 32136

$849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.349% 6.183%
Monthly Tax Payment $918 $918 $918
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,072 $4,182 $5,731
Total Monthly Payment $5,082 $5,192 $6,741

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.