|
15 Josephine Drive, Charlestown, RI, 02813 | $944,800
Located just 2-miles from Charlestown Beach in the desirable Village Farm neighborhood, this impressively large and well appointed home offers comfortable single-level living in the charming sea-side community of Charlestown. Tucked away on a corner lot with over one-half acre of land, the property provides tranquility and privacy. This quiet neighborhood has no through-traffic, has all utilities and tanks underground, is close to restaurants, shopping, the ocean, marinas and Route 1. The open-floor plan provides easy living with access from the kitchen and dining areas to the outdoor deck and great-room with solid hard wood floors and high ceilings. The modern kitchen boasts solid wood cabinets, granite counter tops and stainless steel appliances. A separate laundry room off the kitchen has a wet sink and a pantry closet that allows for plenty of storage. The unfinished basement is spacious, with seven foot ceilings, suitable for additional living spaces. This house has state of the art septic and heating systems, air conditioning, a full house generator and abundant natural light. If you are looking for an idyllic small town neighborhood to raise your family, a summer home by the sea or relocation to all that south county has to offer, this home is move-in ready and a dream!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 2015
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Gas,Hydro Air,Propane
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,564
- Acreage: 0.62
- Est. Taxes: $4,571
- HOA Fee: $250 Annually
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
- MLS#: 1396398
- Website: https://www.raveis.com
/prop/1396398/15josephinedrive_charlestown_ri?source=qrflyer
Copyright © 2025 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Josephine Drive, Charlestown, RI, 02813
$944,800
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $755,840 | $755,840 | $755,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.932% |
| Monthly Tax Payment | $381 | $381 | $381 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,115 | $4,532 | $6,277 |
| Total Monthly Payment | $4,588 | $5,005 | $6,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB