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Located in the vibrant hamlet of Tillson, NY, this beautifully renovated two-family home offers the perfect blend of modern convenience and classic charm. Whether you're an investor seeking a turn-key rental property or a buyer looking to live in one unit while renting the other, this home is ready to go—no updates needed, just move right in. Each unit features three generously sized bedrooms and one full bathroom, with sun-drenched living spaces and a thoughtful layout designed for comfort and functionality. Both units have been completely overhauled with brand-new custom kitchens featuring granite countertops, modern cabinetry, and stainless steel appliances. The full bathroom in the first-floor apartment is stylishly updated, boasting a stunning clawfoot tub and vintage-inspired fixtures from Vintage Tub & Bath. Wide-board wood floors have been beautifully restored, and new energy-efficient windows fill the home with natural light. Comfort is ensured year-round with mini-split HVAC systems installed in each unit, each with its own dedicated condenser for optimal efficiency. The extensive list of upgrades includes a new well pump, updated electric service with three separate meters, and a full overhaul of the septic system—complete with new risers, a new distribution box, and a brand-new leach field. A newly installed water filtration system adds another layer of convenience. Outside, a 6-foot cedar privacy fence and a charming pergola create a serene, private backyard space perfect for entertaining, gardening, or simply unwinding. The re-supported detached barn offers excellent storage or workshop potential, and the basement provides even more room to spread out. Off-street parking is plentiful. Situated just steps from the Wallkill Valley Rail Trail and the iconic Rosendale Trestle, outdoor enthusiasts will appreciate the easy access to hiking, biking, and scenic views of the Rondout Creek. Located directly across from the Rosendale Cemetery, the home enjoys a quiet and picturesque neighborhood that's ideal for peaceful morning walks in every season. You'll also be just 10 minutes from New Paltz, 15 minutes to the Kingston waterfront, and 30 minutes from Woodstock, placing you right in the heart of the Hudson Valley. With the lower unit currently vacant, the opportunity is yours—live in one and rent the other, or rent both for immediate income. This is a rare, move-in-ready property that combines style, practicality, and location in one exceptional package. A 3D Walkthrough Tour is available in the digital Lookbook or by request from the listing agent.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $774 | $774 | $774 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,311 | $2,406 | $3,209 |
| Total Monthly Payment | $3,160 | $3,255 | $4,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.