772 LIVE OAK TERRACE NE, St. Petersburg, FL, 33703 | $925,000

Under contract-accepting backup offers. Welcome to the beauty and ease of Florida living in this stunning single-story, 4-bedroom, 3-bath home tucked inside the guard-gated community of Placido Bayou. Surrounded by mature trees, winding streets, and natural preserves, Placido Bayou offers the rare combination of tranquility and security—just minutes from vibrant downtown St. Petersburg. Step inside to find a bright, open split floorplan designed for both comfort and connection. Every main room looks out to the sparkling, heated saltwater pool and freestanding hot tub, where custom pavers and a screened lanai create an oasis perfect for afternoons in the sun or shaded poolside lounging. At the heart of the home, the gourmet kitchen features granite countertops, stainless steel appliances, a double oven, butcher block island, large pantry and breakfast bar—opening seamlessly to the vaulted hearth room with a cozy wood-burning fireplace and French doors.
The spacious primary suite offers a peaceful escape with its spa-like bathroom—complete with granite double vanity, custom cabinetry, soaking tub, walk-in shower, and oversized custom closet. Guests and extended family will appreciate the private quarters behind a pocket door with a bedroom, full bath with step in shower, and outdoor access. With two living areas, a dining room (or home office), and generous storage—including two attics, an interior laundry room, and a 2-car garage—this home is designed for both everyday living and entertaining. Placido Bayou’s walkable streets, and serene fishing lakes make it a favorite for anyone who desires privacy while still being close to all the pleasures of city living. Furthermore, enjoy low HOA fees that include lawn maintenance, painting the exterior of the home every seven years, fence installation and more—just minutes to I-275, Tampa, two international airports, and the shops, dining, and waterfront charm of downtown St. Petersburg.

Features

  • Amenities: Fence Restrictions, Gated, Security, Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 66 x 115
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1990
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s)
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,301
  • Acreage: 0.18
  • Lot Size: 66 x 115
  • Est. Taxes: $14,838
  • HOA Fee: $347 Monthly
  • Lot Desc: FloodZone, City Lot, In County, Landscaped
  • View: Pool
  • Elem. School: North Shore Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: Northeast High-PN
  • Pool: Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8433300
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/TB8433300/772liveoakterracene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 11:38:20 PM)

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NMLS Mortgage Loan Originator ID 1500191

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Our Insurance Division:

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772 LIVE OAK TERRACE NE, St. Petersburg, FL, 33703

$925,000

Sharon McMahon

Licensed Salesperson

William Raveis Real Estate

Phone: 617.594.8320

Sharon.McMahon@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.477% 6.133% 6.038%
Monthly Tax Payment $1,237 $1,237 $1,237
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,318 $4,437 $6,195
Total Monthly Payment $5,646 $5,765 $7,523

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.