620 YARDARM DRIVE, #10, Apollo Beach, FL, 33572 | $249,000

One or more photo(s) has been virtually staged. Enjoy the Florida lifestyle in this beautifully located 1 bedroom, 1 bath condo right on the water! This condo is located in a gated community comes with its very own deeded boat slip featuring a lift that accommodates up to 6, 000 lb boat. This provides a quick access to the open waters of Tampa Bay, just minutes away. Start your day with morning coffee or unwind in the evening on your screened-in lanai, all while soaking in tranquil waterfront views. Inside, the kitchen with granite countertops is fully equipped with appliances, and the washer and dryer are included for your convenience. The community pool and tennis court are located right out your front door, and you can also fish from the community dock or launch a kayak for an afternoon on the water. The ammenities make relaxation and recreation a breeze. You will be centrally located to waterfront restaurants and shopping from your new home. This condo also includes a covered one-car carport and plenty of guest parking-perfect for you and your visitors. Discover the best of Florida waterfront living and the relaxed elegance Apollo Beach is known for. Whether you're seeking a full-time residence, vacation retreat, or investment property, this waterfront gem combines comfort, convenience, and the very best of coastal living. Seller has replaced A/C unit. NO FLOODING WITH LAST HURRICANES DURING 2024 HURRICANES. Conveniently located within 24 miles to Tampa International Airport and 16 miles to downtown Tampa. April-August short term rental restricted to 30 day min. Sept -March str restricted 90 day min. HOA covers: Reserve fund, seawall, landscape, irrigation, pool, roof, tennis court, exterior homeowners /flood ins, pest control, trash.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Laundry Closet, Washer Hookup
  • Complex: YARDARM CONDO PH I
  • Year Built: 2005
  • Common Charge: $433 Monthly
  • Approx Sq. Feet: 675
  • Acreage: 0.01
  • Est. Taxes: $3,259
  • View: Pool, Tennis Court, Water
  • Water Front: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: TB8434260
  • Days on Market: 206 days
  • Website: https://www.raveis.com
    /prop/TB8434260/620yardarmdrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 12:47:12 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Marsha ArpinSales Associate

860.604.8999

Marsha.Arpin@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

620 YARDARM DRIVE, #10, Apollo Beach, FL, 33572

$249,000

Marsha Arpin

Sales Associate

William Raveis Real Estate

Phone: 860.604.8999

Marsha.Arpin@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,227 $1,259 $1,654
Total Monthly Payment $1,574 $1,606 $2,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.