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Ridge Water - Immaculate and filled with upgrades, this 5BR, 3. 5BA home has a country feel yet is close to all you need. Step in to find beautiful hardwoods, soaring ceilings, lots of moldings, great neutral colors. Formal dining room leads to kitchen through butler's pantry. The kitchen has tons of cabinet & counter space, granite counters, stainless appliances, gas cook-top, walk-in pantry. This open floor plan leads into the bkfst area and living room with stone FP with gas logs and built-ins. The primary BR is on the MAIN with sitting area, gas logs, and large BA & huge closet. Also on main is laundry with sink and half BA. Upstairs you'll find 4 more BRs, 2BAs and a spacious flex room/theater room w/ wet bar. Entertaining will be a breeze in the fenced backyard with oversized covered patio with grill. Gated community with pool, clubhouse, and a neighborhood walking-path leading to Lake Rabon Creek. 2 car, side-entry garage. Upgraded features: Generac generator, additional driveway paving, 5-zoned sprinkler system, timed spotlights on exterior, upgraded closets, shelving/backsplash in laundry room, and more. With nearly 4, 000 SqFt and over half an acre, this home is sure to please and to fulfill all your needs.
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Our Executive Mortgage Banker:
$730,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $584,000 | $584,000 | $584,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,455 | $3,596 | $4,733 |
| Total Monthly Payment | $3,767 | $3,908 | $5,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.