2126 Sanctum Street, Ridgeland, SC, 29936 | $359,000

SELLER IS WILLING TO CONTRIBUTE TOWARDS BUYER'S CLOSING COSTS!!! This welcoming 3-bedroom home features the popular Brandon plan with an open layout perfect for everyday living and entertaining. The kitchen shines with granite countertops, stainless steel appliances, and easy flow into the dining area and family room. Upstairs, the primary suite includes a large walk-in closet and double vanity bath with walk-in shower, while two guest bedrooms and a convenient laundry room round out the space. Smart home technology and 2'' faux wood blinds are included. Outside, the spacious backyard will soon have a brand-new white vinyl privacy fence installed, making it ideal for kids, pets, and gatherings.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Development: Ridgeland
  • Year Built: 2023
  • Heating: Natural Gas, Central
  • Cooling: Electric, Central Air
  • Basement: No
  • Approx Sq. Feet: 1,518
  • Acreage: 0.13
  • Est. Taxes: $8,251
  • HOA Fee: $1,310 Annually
  • View: Neighborhood
  • Appliances: Gas Range, Tankless, Disposal, Microwave, Refrigerator
  • MLS#: 192799
  • Days on Market: 241 days
  • Website: https://www.raveis.com
    /prop/192799/2126sanctumstreet_ridgeland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nancy SmetanaSales Associate

203.598.1749

Nancy.Smetana@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2126 Sanctum Street, Ridgeland, SC, 29936

$359,000

Nancy Smetana

Sales Associate

William Raveis Real Estate

Phone: 203.598.1749

Nancy.Smetana@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $688 $688 $688
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,720 $1,792 $2,366
Total Monthly Payment $2,483 $2,555 $3,129

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.