10682 Gulf Shore DR, Naples, FL, 34108 | $724,000

LOWEST PRICED UNIT ON VANDERBILT BEACH'S GULF SHORE DR WITH NEW HVAC, COVERED CARPORT & BEAUTIFUL BAY VIEWS!
Enjoy breathtaking unobstructed water views of Vanderbilt Bay, city lights in the evenings, and beach access across the street! This location offers several dining options in walking distance including The Turtle Club, The Ritz-Carlton and The La Playa, with proximity to The Mercato for additional Dining options, Shopping & Entertainment! Monte Carlo Club's low-rise, 3 story, low density condominium building offers plenty of guest parking, lush grounds, a bayside walkway, and Boat slips which can be purchased upon availability. Amenities include a gated security entrance, a large community pool, barbecue grill, tennis courts and basketball.
This 1st floor, 2 bedroom+Den, 2 bath unit offers an open floor plan with split bedrooms. The Den comes complete with a built in desk, sofa bed and folding doors to function as a 3rd bedroom!
Unit is being sold furnished, with plantation shutters throughout and a built-in wall unit in living room which adds a touch of coastal charm. Laundry room is located in the residence, New HVAC System installed 10/25 and electric hurricane shutters in Lanai!

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Covered,Paved Parking
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Humidistat
  • Levels: 1
  • Amenities: Basketball,BBQ - Picnic,Beach Access,Bike Storage,Community Pool,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: MONTE CARLO CLUB
  • Development: VANDERBILT BEACH
  • Year Built: 1988
  • Approx Sq. Feet: 1,248
  • Est. Taxes: $5,691
  • Condo Fee: $3,330 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Bay,Partial Gulf
  • Community Type: Boating,Gated
  • Water Front: Yes
  • Boat Access: Dock Lease,Dock Purchase
  • Pet Policy: Not Allowed
  • MLS#: 225072154
  • Website: https://www.raveis.com
    /prop/225072154/10682gulfshoredr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10682 Gulf Shore DR, Naples, FL, 34108

$724,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $579,200 $579,200 $579,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $474 $474 $474
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,519 $3,657 $4,810
Total Monthly Payment $4,085 $4,223 $5,376

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.