985 Cove Bay Lane, Mount Pleasant, SC, 29464 | $1,395,000

Don't miss this incredible 4-bedroom, 4-bathroom, three-level townhome offering sweeping views of the marsh, Sullivan's Island, Toler's Cove, and the Intracoastal Waterway. Perfectly situated in Sawyer's Landing, an exclusive gated community of only 15 homes, this property offers the ultimate blend of privacy, luxury, and convenience just minutes from the Old Village, Sullivan's Island, and downtown Charleston. Currently undergoing a community-wide exterior renovation, Sawyer's Landing is being beautifully refreshed with a new coastal paint palette, new windows, repaired decking and stairs, and sleek new railings, all designed to enhance long-term value and curb appeal. Work on 985 Cove Bay Lane is largely complete, and the full project is scheduled for completion by June 2026. This spacious, elevated floor plan begins with a deep drive-under garage accommodating 2-3 cars with abundant storage. An elevator provides access to all three light-filled living levels each designed to showcase a panoramic view of the lowcountry. The first floor features two generous bedrooms, each with ensuite bathrooms, as well as a walk-in laundry room. Upstairs, the second floor opens to an expansive living room with a gas fireplace, dining area, and kitchenall oriented toward the breathtaking water and marsh views. A third bedroom and full bath complete this level. The top floor is dedicated entirely to the primary suite, a private retreat offering a sitting area with built-in cabinetry, three closets including a spacious walk-in, and an oversized primary bath with dual vanities, a jetted garden tub, tiled walk-in shower, and private water closet. Step onto your private deck to take in sunrise views, enjoy the evening breeze, or admire the Sullivan's Island lighthouse. Enjoy abundant outdoor living space, including covered decks on all three floors and a covered patio on the ground level overlooking the marsh. The first-floor front porch adds even more lowcountry charm. Additional highlights include fresh interior paint, Brazilian cherry hardwood floors, and low-maintenance living with HOA-covered exterior maintenance, landscaping, pest control, and gated entrance. The neighborhood even includes a small dog park and convenient access to bike paths leading to Sullivan's Island. Whether you're seeking a primary residence or a vacation getaway, 985 Cove Bay Lane offers the perfect combination of coastal serenity and Charleston convenience. This rare opportunity won't last. Schedule your showing today!

Features

  • Parking: 2 Car Garage, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Amenities: Gated, Lawn Maint Incl, Trash
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Complex: Sawyers Landing
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 2009
  • Approx Sq. Feet: 2,862
  • Lot Desc: Wetlands
  • Water Front: Yes
  • Elem. School: Mt. Pleasant Academy
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • MLS#: 25026855
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/25026855/985covebaylane_mountpleasant_sc?source=qrflyer
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Listing courtesy of The Exchange Company, LLC

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985 Cove Bay Lane, Mount Pleasant, SC, 29464

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.477% 6.223% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,513 $6,781 $9,342
Total Monthly Payment $6,638 $6,906 $9,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.