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AMAZING PRICE REDUCTION! Welcome home to this beautifully designed, one-story residence nestled in the desirable, gate-protected Peppertree Estates of Port Charlotte. Built in 2004, this home blends elegant finishes and open-concept living with spaces designed for entertaining, relaxing, and family life. A spacious layout (2, 390 sq ft) with four bedrooms and three full bathrooms. This home offers flexibility: private guest suites, home office, or extra living areas as needed. The master suite opens directly to the lanai via sliding doors, offering a private indoor/outdoor sanctuary. The guest bedrooms are separated from the primary living area by pocket doors, ensuring privacy and flexible use. The gourmet kitchen is equipped with granite countertops, a breakfast bar, nook area and abundant cabinetry. Both refrigerators and the washer & dryer are all new. Oversized sliding glass doors open onto a generous lanai (approximately 41 × 22 ft), creating a seamless transition between the living area and outdoor entertainment area and is ideal for alfresco dinners, morning coffee, or evening gatherings under the stars. Situated on a ~0. 29 acre lot, providing ample yard space and room for extra landscaping or outdoor additions. The home has been freshly painted, has a NEW ceramic tile ROOF and has been meticulously maintained. There has never been flooding or water damage and no flood insurance necessary! Peppertree Estates is a highly regarded subdivision in Port Charlotte, offering a tranquil, secure setting while still being close to shopping, schools, hospitals and the beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $1,944 | $2,593 |
| Total Monthly Payment | $2,369 | $2,471 | $3,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.