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If boating is at the top of your wish list, 4697 Bayfield Harbor Ln delivers in a way that’s hard to match—especially at this price point. Set directly on the Intracoastal Waterway, this property puts you right where the action is, with immediate access to some of the best boating Florida has to offer. From spontaneous sunset cruises to full days on the water, this is the kind of place where your boat isn’t just an accessory—it’s part of your everyday lifestyle.
The shared private dock is a standout feature, giving you easy, convenient access to the Intracoastal without the higher cost and maintenance that often come with full private dock ownership. Launch for a morning fishing run, hop on for an evening cruise, or spend the day exploring nearby waterways, sandbars, and waterfront dining spots. Whether you’re into boating, kayaking, paddleboarding, or simply enjoying life by the water, this setup makes it effortless.
And here’s the key—opportunities like this, with direct Intracoastal access and dock privileges, are becoming harder to find at a value like this. For buyers looking to get onto the water without overextending, this property stands out as a smart and compelling opportunity.
Inside, the home continues to support that laid-back, water-focused lifestyle. Bright, open living spaces flow together, creating an easy transition from time on the water to relaxing at home. Large windows help keep the connection to the outdoors front and center, while the layout offers flexibility with 4 bedrooms and 2 baths—perfect for hosting fellow boaters, weekend guests, or creating a dedicated space for work or hobbies.
The primary suite offers a comfortable retreat after a full day outside, complete with a walk-in closet, double sinks, and a walk-in shower.
Located within a quiet gated community, you’ll also enjoy added peace of mind along with close proximity to beaches, restaurants, and everyday conveniences. But the real highlight here is simple: step outside, and the Intracoastal is your backyard.
Spring and summer are here, and boating season is in full swing. If you’ve been waiting for the right waterfront opportunity at the right price, this is one you don’t want to miss.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $616,000 | $616,000 | $616,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $484 | $484 | $484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,793 | $3,894 | $5,115 |
| Total Monthly Payment | $4,369 | $4,470 | $5,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.