29 NELMAR Avenue, Saint Augustine, FL, 32084 | $899,500

Motivated seller is ready to work with qualified buyers to make this home yours! Rare North City Opportunity - Historic Nelmar Terrace Gem - A truly special home right in the heart of North City's beloved Nelmar Terrace District--one of St. Augustine's most sought-after historic neighborhoods. Set beneath a canopy of centuries-old oaks on a . 30-acre lot, this gracious 4-bedroom, 2. 5-bath home (three bedrooms upstairs, one downstairs) blends classic charm with modern comfort. The kitchen feels fresh with newer cabinets and flooring, and a spacious utility room adds everyday convenience. The large family room with its old-style fireplace exudes warmth, while the generous dining room easily accommodates gatherings--perfect for entertaining family and friends. At the back of the home, the huge Florida sunroom recently updated with a new roof offers expansive space for entertaining and opens to a private deck tucked among the trees, creating a serene indoor-outdoor retreat. Upstairs, you'll find bright, spacious bedrooms with ample closet space, while the thoughtful updates like the new roof over the Florida room add peace of mind and value. The location is unbeatable: steps from North City's shops and restaurants, a short bike ride to the beach, and only minutes to the Vilano Bridge, a local favorite for scenic walks. You're also just a quick stroll or drive from St. Augustine's historic downtown attractions and dining. Adding to its appeal, a two-story detached garage has been converted into a versatile guest suite with a full bathroom perfect for a studio, private office, in-law space, or overnight visitors. This is a rare chance to own a piece of St. Augustine's history in one of its most walkable, charming neighborhoods where historic character meets modern livability.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 1966
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,683
  • Acreage: 0.27
  • Est. Taxes: $5,913
  • Lot Desc: Historic Area
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator, Washer, Washer/Dryer Stacked
  • MLS#: 2111729
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/2111729/29nelmaravenue_saintaugustine_fl?source=qrflyer
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Listing courtesy of ASSIST2SELL FULL SERVICE REALTY LLC.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

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29 NELMAR Avenue, Saint Augustine, FL, 32084

$899,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,600 $719,600 $719,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $493 $493 $493
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,974 $4,199 $5,880
Total Monthly Payment $4,559 $4,784 $6,465

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.