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*Move in ready-Brand new roof January 2026-HVAC unit 2025-Water heater 2025-New electrical sockets and switches* not a thing to do but move in. There is also an Assumable Mortgage. Located in the desirable Heather Sound 55+ Community* Nestled within The Heather community, The Heather Sound offers peaceful 55+ living surrounded by nature and convenience. This beautifully maintained, pet friendly, end-unit villa features 3 bedrooms, 2 bathrooms, an attached carport, and a private storage/laundry room — ready for you to move right in! Step inside to find an inviting open floor plan with a bright kitchen with pantry and newer counter tops overlooking the dining and living areas, highlighted by 20-foot vaulted ceilings that create a spacious, airy feel. The primary suite includes a private en-suite bathroom and access to the heated and cooled enclosed lanai through glass sliders giving you additional 108 sq ft with fabulous water views. Two additional bedrooms share a guest bath — perfect for visitors, a home office, or hobby space. Easy-maintenance ceramic tile flooring runs throughout the home. Updated lighting in the Primary bedroom, both bathrooms, kitchen and dining rooms. Laundry room includes washer and dryer. Fiber optic cable has been installed giving you another option for internet. New smoke detectors. Enjoy worry-free living with monthly fees that cover lawn and shrub care plus exterior painting. The villa backs to a peaceful community pond and is conveniently located just steps from the private pool — exclusively for Heather Sound residents. FINANCING ADVANTAGE: This home offers an assumable mortgage, giving qualified buyers the opportunity to take over the existing loan — a great way to potentially secure a lower interest rate and save on closing costs. Located at the entrance to the Heather is an executive golf course -The Heather Golf and Country Club, which is open to the public. This is the ideal retreat for snowbirds or retirees, offering tranquility with easy access to everyday essentials — shopping, dining, pharmacies, and banks are all nearby. Adventure awaits just down the road at Weeki Wachee Springs for kayaking and swimming, or Pine Island Beach for sunset strolls. Experience Florida living at its finest — quiet, convenient, and carefree! *(55+ community means anyone Can Own Property - Age restrictions don't apply to ownership, only to who can actually live there. At least on resident needs to be 55+ other residents can be over 18. )
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,650
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,720 | $159,720 | $159,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $127 | $127 | $127 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $907 | $957 | $1,273 |
| Total Monthly Payment | $1,109 | $1,159 | $1,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.