4003 JOYCE DRIVE, Bradenton, FL, 34208 | $279,000

Under contract-accepting backup offers. Discover River Isles community, golf style living at its finest along the banks of the Braden River. The well-maintained 2-bedroom, 2-bathroom, 1-car garage home, on a quiet cul-de-sac street, with tons of nature light, on a desirable corner lot. Water view at the front of the home that faces the river, walking distance to the community pool, golf course with privacy and peaceful surroundings. An active, vibrant social 55+ community with a private, well-maintained 9-hole executive course that will challenge any player with its elevated greens, and tree-lined fairways. River Isles blends convenience and serenity for a low-key, walkable, golf-cart lifestyle on quiet, tree-lined streets, with fishing opportunities along the Braden River! This residence combines comfort, modern updates, and the vibrant lifestyle that makes River Isles one of Bradenton’s best-kept secrets. Step inside to an open floor plan with tons of natural light, New Laminate Flooring, Epoxy Countertops, Water Filtration, New Appliances, New Tile Roof (2023) and New AC (2024) for worry-free living. The spacious, open great room seamlessly flows out to a screened lanai perfect for relaxing or entertaining guests. Both bedrooms feature walk-in closets and private baths creating comfortable retreats. Residents enjoy a resident-owned, professionally maintained 9-hole executive golf course, where affordable annual memberships provide unlimited play. The renovated clubhouse features a fitness center, library, game rooms, pool tables, and ping pong, year-round heated community pool, shuffleboard courts, and a full calendar of activities, from bingo to social gatherings and entertainment, full kitchen, make connecting with neighbors easy. Located just minutes from Bradenton Riverwalk, Robinson Preserve, De Soto National Memorial, shopping, dining, healthcare, I-75, SRQ airport, and the award-winning Gulf Coast beaches, Anna Maria, Longboat, Siesta Key. River Isles offers both convenience and serenity. Whether as a full-time residence or seasonal retreat, this home and community combine the best of Florida life: golf, social connection, and natural beauty, where every day feels like a vacation, it is a one-of-a-kind Florida lifestyle.

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Park, Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1972
  • Garage: 1-car Covered, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,370
  • Acreage: 0.15
  • Est. Taxes: $2,370
  • HOA Fee: $60 Monthly
  • Lot Desc: Corner Lot, In County, Key Lot, Landscaped, Near Golf Course, Oversized Lot, Private, Sidewalk
  • Adult Communities: Yes
  • Elem. School: William H. Bashaw Elementary
  • Middle School: Carlos E. Haile Middle
  • High School: Braden River High
  • Pet Policy: Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: A4666898
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/A4666898/4003joycedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/26/2026 6:33:31 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-907-1033

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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4003 JOYCE DRIVE, Bradenton, FL, 34208

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.628%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,285 $1,337 $1,809
Total Monthly Payment $1,558 $1,610 $2,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.