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12895 SE 91ST TERRACE ROAD, Summerfield, FL, 34491 | $475,000
Located on a cul-de-sac lot with views of the 8th hole of the Memorial Course, this Hampton model home features CBS (Concrete Block & Stucco) construction, recognized for its strength, durability, and resistance to hurricanes, fire, and pests—qualities that often mean lower insurance premiums in Florida. Notable recent updates include: a new roof in 2021, Lanai windows added in 2022, and a birdcage (approx. 15 x 24) installed in 2021. The home boasts dual HVAC systems (replaced in 2015/2025), a newer gas water heater, and four brand new solar tubes. Double front doors feature beveled glass inserts. The kitchen is upgraded with granite countertops, uplighting, and pendant lighting above the breakfast bar. All window blinds are new, and closets throughout the house have built-in organization systems. In the primary bedroom, you will find both HIS & HER closets, while the primary bathroom offers separate HIS & HER sinks, a Roman shower, and a private water closet. The spacious laundry room includes cabinets, counters, and a sink. The garage is among the largest in Del Webb, equipped with an epoxy floor, tandem golf cart parking, space for two full-size vehicles, and an 8 x 12 storage area! Both garage doors have automatic screens for convenience. The lanai has been enclosed and is now under heat and air, providing approximately 720 additional square feet of living space. An irrigation well on the property is shared with two neighbors. This home is being sold AS IS, with the seller including a one-year Broward Factory Service Home Warranty. Schedule your visit to see this impressive home soon!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 106 x 103
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 2003
- Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Other, Oversized
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,559
- Acreage: 0.25
- Lot Size: 106 x 103
- Est. Taxes: $7,120
- HOA Fee: $214 Monthly
- Lot Desc: Cul-De-Sac, Irregular Lot, On Golf Course, Oversized Lot
- View: Golf Course
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Water Softener
- MLS#: OM707404
- Days on Market: 156 days
- Website: https://www.raveis.com
/prop/OM707404/12895se91stterraceroad_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12895 SE 91ST TERRACE ROAD, Summerfield, FL, 34491
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,158 | $2,276 | $3,055 |
| Total Monthly Payment | $2,826 | $2,944 | $3,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388