26 RIDGECROFT LANE, Safety Harbor, FL, 34695 | $779,900

Under contract-accepting backup offers. You aren’t just buying a home, you’re buying a lifestyle! Imagine yourself waking up in a quaint Safety Harbor home just blocks from Main Street. Early to rise, a short morning walk down to the pier will afford you a glimpse of the sunrise over Tampa Bay or a launch point for your morning paddleboard adventure. On your walk home, you can order your favorite cup of Costa Rican brew to-go at Cafe Vino Tinto, or sit and mingle with other locals under their shady oak tree before trekking off to work. If you want to make this lifestyle a reality, then schedule an appointment to visit this newly listed Safety Harbor home today. Nicely updated throughout, you will LOVE the energy saving improvements and low-maintenance features including whole house SOLAR PANELS (2019 paid in full) with a SOLAR HOT WATER HEATER and ULTRA LOW energy bills (Under $40/month). Upon entering, you will appreciate the soaring VAULTED CEILINGS, open floor plan and WOOD-LOOK TILE flooring that has been installed in the main living areas. The kitchen has been fully updated with coastal linen cabinetry with soft close features, granite countertops, dark stainless steel appliances, custom wine-storage, and recessed lighting. Ideal for entertaining and summertime pool days, the kitchen opens onto the family room and sliding glass doors provide streams of natural light with wide span views of the pool. The owner's suite has vaulted ceilings, his/her closets, and a beautifully updated master bathroom that includes a walk-in shower and soaking tub. An indoor utility room offers a washer/dryer with spacious storage cabinets. Possessing plenty of outdoor living space with a screened lanai and covered patio, you will love the CEDAR PLANK CEILING and OUTDOOR SPEAKERS. Fully fenced for your furry friends and little ones, this home is complete with EASY TURF in the backyard requiring no water, no mowing, and is low maintenance. Unexpected Extras include: Lutron Lighting Controls, In-Ceiling and In-Wall Surround Sound, Wood Burning Fireplace, Nest Thermostat, Smart Sprinkler Control, Ring Doorbell, Outdoor Security Cameras, Keyless Entry, Lift Master Garage Door Opener (with app and keypad). Happy Hour anyone? You are just a short walk to your local drinking and eating establishments like Bar-Fly, Water Oak, Sips Wine Bar and more! Weekend festivals and Third Fridays are in your backyard playground too … and you won’t have to think twice about arriving early to find parking. Safety Harbor's location provides a quick uber ride to Tampa International and St. Pete/Clearwater airports, a short drive to America's Best sugar sand beaches, is just a few pedals away from the Ream Wilson Bike Trail and offers an easy commute to Tampa and St. Pete. Schedule your private showing today.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 70 x 110
  • Laundry: Laundry Room
  • Style: Contemporary, Florida, Ranch
  • Year Built: 1988
  • Garage: 2-car Garage Door Opener, Golf Cart Garage, Oversized
  • Heating: Central, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,121
  • Acreage: 0.17
  • Lot Size: 70 x 110
  • Est. Taxes: $8,402
  • HOA Fee: $200 Annually
  • Lot Desc: Conservation Area, Sidewalk
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pool: Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Solar Hot Water, Washer, Water Softener
  • MLS#: TB8434004
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/TB8434004/26ridgecroftlane_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/6/2026 6:47:07 PM)
Listing courtesy of BLAKE REAL ESTATE INC   Phone: 727-359-0388

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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26 RIDGECROFT LANE, Safety Harbor, FL, 34695

$779,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $623,920 $623,920 $623,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $700 $700 $700
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,445 $3,741 $5,016
Total Monthly Payment $4,237 $4,533 $5,808

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.