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Welcome to your dream waterfront retreat in the boating community of South Gulf Cove. Situated on an oversized corner lot in an X-FLOOD ZONE, this stunning custom-built DM Dean home offers the perfect balance of elegance, comfort, and Florida lifestyle. The exterior impresses immediately with a rip-rap seawall capped in concrete, a 10x40 dock with a 10, 000 lb boat lift, and a 10x10 floating kayak dock with ramp, making water access effortless. The lush St. Augustine lawn is irrigated directly from the canal, and the professionally landscaped yard is accented by an oversized paver driveway and an 8x12 storage shed for added convenience. Enjoy ultimate outdoor living with a heated saltwater pool and spa featuring a sun shelf, bench seating with jets, and decorative deck fountains—all enclosed beneath a 49-foot-wide clear view screen. The expansive 39x13 covered lanai is a true entertainer’s dream, complete with a full outdoor kitchen including a Blaze stainless steel grill, wine fridge, vent hood, and piped-in propane. A whole-house Kohler generator with 500-gallon in-ground propane ensures peace of mind, while four security cameras and a Ring-monitored system provide extra security. Step inside to discover luxury finishes throughout, including sealed travertine tile flooring, 8-foot doors, updated square trim, plantation shutters, and soaring 12- to 16-foot ceilings. The great room stuns with an enhanced coffered ceiling and 90-degree, 10-foot sliders that fully open to the lanai, seamlessly blending indoor and outdoor living. Foam insulation, a tankless water heater, Kevlar storm screen, and upgraded electrical throughout the home highlight the thoughtful attention to efficiency and comfort. A screened garage door, oversized 3-car garage, and 3-zone HVAC system add further practicality. The chef’s kitchen is both beautiful and functional, boasting solid wood custom cabinetry with soft-close features, level 7 granite countertops, GE Profile stainless appliances with induction stove, a farmhouse sink, custom glass front display cabinets, built-in spice and oil racks, and two pantries for optimal storage. Retreat to the luxurious primary suite, where you'll find a custom walk-in closet and a spa-like bathroom complete with a soaking tub, rain shower, and bidet. Guests will enjoy spacious bedrooms and a large linen closet, providing both comfort and privacy. Bonus features include multiple flat-screen TVs—85", two 65", and two 55"—along with a sound bar and subwoofer, all included with the home. This exquisite residence offers the rare combination of high-end design, thoughtful upgrades, and direct waterfront access in one of the area's most desirable neighborhoods. Don’t miss the opportunity to own this truly exceptional home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.229% | 6.098% | 5.972% |
| Monthly Tax Payment | $690 | $690 | $690 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,997 | $5,276 | $7,308 |
| Total Monthly Payment | $5,812 | $6,091 | $8,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.