197 LIDO DRIVE, St Pete Beach, FL, 33706 | $699,000

Welcome to 197 Lido Drive! Your Dream Beach Cottage Awaits! Clean inspections and all permits cleared! Buyer changed mind due to change in state- no fault of this home or seller. Come see it, here's your chance for the dream beach house!

Completely reimagined from top to bottom, this 3-bedroom, 2-bath, 1, 474 sq ft home in the beloved Lido Beach subdivision is the perfect blend of coastal charm and modern convenience. Just a short stroll from the sugar sand of St. Pete Beach, it’s the kind of place where every day feels like vacation.

The home has been fully renovated with no detail overlooked. A brand-new roof (2024), brand-new A/C, new plumbing and electrical (with outlets smartly raised above water line), and fresh doors inside and out mean peace of mind for years to come. The kitchen sparkles with quartz counters, wood cabinetry, new appliances, and stylish finishes, while wood-look plank tile flows seamlessly throughout. Both bathrooms are completely updated, lighting has been upgraded to LED, and the entire home has been freshly painted inside and out.

You’ll also enjoy custom touches like new hardware, a new fence, xeriscape landscaping for easy care, and closets and spaces that are both functional and beautiful. The windows are impact-rated (installed just 8 years ago) with a transferrable lifetime warranty, adding confidence, energy efficiency, and storm protection.

Relax in the enclosed Florida room with Easy Breeze windows, sip coffee on the welcoming front porch, or entertain friends in the fenced backyard. With its durable stucco finish, one-car garage, and circular drive, this home is as practical as it is pretty. And the best part? There’s absolutely no work to do, it’s all been done for you.

Living here means embracing the true St. Pete Beach lifestyle: walk to the Gulf, bike to local restaurants and marinas, and soak up vibrant sunsets every evening. With no HOA, low insurance costs, and city rules that allow rentals of one month or more, the possibilities are endless. Bring your pets, bring your beach toys, and bring your dream to life at 197 Lido Drive. For more info: bit. ly/197LidoDr

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 65 x 91
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Coastal, Florida, Mid-Century Modern, Ranch
  • Year Built: 1956
  • Garage: 1-car Circular Driveway, Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,474
  • Acreage: 0.14
  • Lot Size: 65 x 91
  • Est. Taxes: $3,850
  • Lot Desc: Cleared, Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Marina, Near Public Transit
  • View: Garden
  • Elem. School: Azalea Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: W7879506
  • Days on Market: 146 days
  • Website: https://www.raveis.com
    /prop/W7879506/197lidodrive_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 9:47:07 AM)
Listing courtesy of ROCKS REALTY   Phone: 727-777-3264

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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197 LIDO DRIVE, St Pete Beach, FL, 33706

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.296% 6.406% 5.668%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,263 $3,443 $4,532
Total Monthly Payment $3,676 $3,856 $4,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.