115 McPhail Farms Circle, Anderson, SC, 29621 | $474,400

Seller now offering $10, 000 Flex money to buy down rate or to use toward new flooring or closing costs (buyer’s choice) - Embrace a lifestyle of comfort and elegance at 115 McPhail Farms Circle, nestled in Anderson’s sought-after McPhail Farms subdivision. From the moment you step onto the inviting tiled front entry porch and move through sun-drenched living spaces, you’ll feel the warmth and welcome that comes from true custom design. High-end finishes, soaring ceilings, and abundant natural light create an uplifting atmosphere that’s equally perfect for lively gatherings or peaceful solitude. Imagine beginning each day in your spacious primary suite, complete with a luxurious spa-inspired bathroom featuring a jetted garden tub, dual sinks, a walk-in shower, and a fully customized walk-in closet. You will also love the expansive seating area with bay windows overlooking your wonderful backyard. Let your creativity bloom in the backyard’s gardener’s paradise, complete with a greenhouse, fenced yard, and a serene tiled patio. Whether enjoying a quiet coffee under the morning sun or hosting friends, you’ll love the connection to nature and the tranquility of your own outdoor oasis. Inside, appreciate fine details such as luxury vinyl floors in the great room, dining area, and kitchen (with original hardwood flooring underneath), cedar floors in the primary bedroom, and bamboo in the secondary bedrooms. Every bedroom—plus the kitchen and great room—features ceiling fans, and Sun Guard windows in the great room help blanket the space in softness without the heat. The home’s bonus room over the garage is an adaptable retreat—ideal for a playroom, home office, or guest space—while the heated/cooled garage, tankless water heater, and additional water heater for the primary bath reflect thoughtful attention to comfort and convenience. Benefit from recent updates, including a newer HVAC, a new guest bath walk-in shower, and countless other touches throughout. The home’s blend of timeless charm, modern comfort, and location in the award-winning TL Hanna school zone makes this original build a rare, joyful opportunity. Discover how it truly feels to come home—schedule your private tour today! Set in the award-winning TL Hanna school zone, 115 McPhail Farms Cir is more than a house—it’s a place where you’ll feel rooted, inspired, and truly at home. This is your rare chance to own an original custom build in one of Anderson’s most desirable neighborhoods. Come experience the difference; you’ll instantly know you’ve found the one.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Traditional
  • Development: 108-Anderson County,SC
  • Year Built: 2001
  • Garage: 2-car Attached
  • Heating: Central,Electric,Gas
  • Cooling: Central Air,Electric
  • Basement: None,Crawl Space
  • Acreage: 0.58
  • HOA Fee: $250 Annually
  • Lot Desc: Hardwood Trees,Level,Outside City Limits,Subdivision
  • Elem. School: North Pointe Elementary
  • Middle School: Mccants Middle
  • High School: Tl Hanna High
  • Appliances: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater,Microwave
  • MLS#: 20293251
  • Days on Market: 124 days
  • Website: https://www.raveis.com
    /prop/20293251/115mcphailfarmscircle_anderson_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of BHHS C Dan Joyner - Anderson   Phone: (864) 226-8100

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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115 McPhail Farms Circle, Anderson, SC, 29621

$474,400

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,520 $379,520 $379,520
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,125 $2,273 $3,026
Total Monthly Payment $2,200 $2,348 $3,101

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.