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This concrete block home in St. Augustine offers durability, low maintenance, and modern comfort. New windows, updated lighting, and luxury vinyl plank flooring create a bright, clean interior. The kitchen features stainless steel appliances, butcherblock counters, and crisp cabinetry that support everyday living and easy entertaining.
The primary bedroom includes a private bath with a shower. Two additional bedrooms provide space for family or guests. A flexible bonus room can serve as an office, playroom, fitness space, or optional fourth bedroom. The backyard offers a quiet place to relax outdoors.
The home is minutes from St. Augustine Beach, historic downtown, local restaurants, shopping, and daily conveniences. Move-in ready and well located, this property delivers strong value in one of Northeast Florida's most desirable coastal markets. The fully fenced backyard offers space to relax, garden, or let pets play. Just minutes from the restaurants, shops, and historic charm of downtown St. Augustine, and a short drive to the beach, this home makes it easy to enjoy the coastal lifestyle.
Preferred lender offering up to 1% of the purchase price toward buyer's prepaids and closing costs.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,147 | $1,193 | $1,601 |
| Total Monthly Payment | $1,531 | $1,577 | $1,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.