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Discover this adorable partially furnished 3-bedroom, 2-bathroom corner lot home in the welcoming 55+ community of Windmill Village, offering 1, 188 square feet of comfortable living space perfect for full-time enjoyment. The open-concept layout features crown molding, luxury vinyl flooring installed in 2021, and a completely repainted interior with muted colors from September 2023. The eat-in kitchen boasts ample cabinets, granite counters, and new cabinets from a January 2022 remodel, with a convenient laundry room off the kitchen including a pantry. Both the primary bathroom and guest bathroom are updated with granite counters and new cabinets in January 2022. Privacy film on sliders leads to a second staircase, that leads you to a carport, and storage shed. The 13x9 front porch is screened in with no-see-um screens and privacy shades for full-time enjoyment all updated in January 2023. Numerous recent updates enhance this gem, including a new roof in December 2022, AC system in June 2023, fresh landscaping in June 2024, a repaired landscape drip system on the water meter in June 2025, and a water heater also from June 2025—ensuring modern efficiency and peace of mind. This home offers both style and practicality in a peaceful and welcoming community. This active lifestyle community features two private marinas which are free on a first-come first-serve basis, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and a many clubs catering to your hobby interests. The new Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Schedule your showing today to see this beautiful home! This is your paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$197,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $157,600 | $157,600 | $157,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $883 | $944 | $1,267 |
| Total Monthly Payment | $1,195 | $1,256 | $1,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.