18 Adams Road, Ossining, NY, 10562 | $799,000

Welcome to 18 Adams Road! This charming property is tucked away on a quiet dead-end street off Exit 9 of the Taconic Parkway, a peaceful location with no through traffic and a beautiful setting on about 1. 33 acres of land featuring expansive front and back yards. This lovely 3-bedroom, 2-bath home offers the perfect blend of comfort and space with the unique bonus of breathtaking sunrise and sunset views. Enjoy your mornings and evenings in the sun-filled living room or the spacious den/office with high ceilings, where large windows and sliding glass doors frame the sky changing colors throughout the day. Cozy up by one of the two fireplaces — one in the living room and another in the den — covered in the warm glow of the setting sun. The primary bedroom, complete with its own full bath, overlooks the private backyard. Two additional bedrooms face the front of the home and share a hall bathroom. From both the living room and the den, sliding glass doors lead to a large back deck — perfect for hosting barbecues and outdoor gatherings. Downstairs, you'll find a large, high-ceilinged basement with direct access to the backyard. While currently unfinished, this space holds great potential for a playroom, media room, or home gym. The expansive 1. 33-acre lot offers endless possibilities, like gardens, a swimming pool, or any outdoor entertainment ideas you dream of. Just 12 minutes from the Croton-Harmon Metro-North station, commuting is easy with plenty of parking and express trains that reach Grand Central in just 49 minutes. Residents can also enjoy nearby Still Lake by joining the Stillwater Association, adding a wonderful recreational option to your lifestyle. And for peace of mind, the home is equipped with a propane generator that automatically powers the house during outages.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1950
  • Garage: 1-car
  • Heating: Forced Air, Heat Pump, Hot Air, Oil
  • Cooling: Central Air
  • Basement: Bilco Door(s), Full, Storage Space, Unfinished
  • Approx Sq. Feet: 1,658
  • Acreage: 1.33
  • Est. Taxes: $15,841
  • HOA Fee: $500 Annually
  • Lot Desc: Back Yard, Front Yard, Level
  • View: Panoramic
  • Elem. School: Brookside
  • Middle School: Anne M Dorner Middle School
  • High School: Ossining High School
  • School District: Ossining
  • Appliances: Convection Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Washer
  • MLS#: 919755
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /eprop/919755/18adamsroad_ossining_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NY Realty   Phone: 914-437-6100

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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516.739.7731

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Adams Road, Ossining, NY, 10562

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $1,320 $1,320 $1,320
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,781 $3,988 $5,180
Total Monthly Payment $5,193 $5,400 $6,592

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.