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WELCOME HOME TO WATERFRONT LIVING! On the Alligator Chain of Lakes! WITH NO HOA
This custom-built 3-bedroom, 2. 5-bath home is nestled on the shores of Alligator Lake in St. Cloud, Florida, offering direct access to one of Central Florida’s most sought-after chains of lakes. Step inside to discover a spacious kitchen with custom cabinetry, designed for both function and style, where you can prepare meals while enjoying panoramic water views and unforgettable sunsets.
The home’s thoughtful layout includes a flexible bonus space, presenting the perfect opportunity to create a fourth bedroom, home office, or game room. Outdoor the lakefront setting on the back patio invites endless possibilities—from boating, paddleboarding, kayaking or fishing from your dock, to simply relaxing by the water’s edge or enjoying a family cook out. With its unbeatable location and potential, this home is a rare opportunity to own a piece of paradise on the Alligator Chain of Lakes. Don't delay call today and schedule a showing now.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$740,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $592,000 | $592,000 | $592,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,645 | $3,791 | $4,956 |
| Total Monthly Payment | $3,997 | $4,143 | $5,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.