34 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137 | $3,795,000

Perched on one of the most desirable oversized homesites in Hammock Beach, this 5300 living-square-foot, 6-bedroom, 5-bathroom oceanfront estate redefines coastal luxury with breathtaking panoramic views of the Atlantic Ocean and the Jack Nicklaus Signature Ocean Golf Course, highlighting holes 8 and 9. Wraparound balconies capture vibrant sunrises and serene sunsets, creating an idyllic setting for relaxation and entertaining. The top-floor owner’s suite, a private sanctuary, boasts stunning ocean vistas, a spa-inspired ensuite, generous walk-in closets, and an adjacent leisure room, while a main-level guest suite with a sunset-facing balcony comforts visitors. The open chef’s kitchen, seamlessly integrated with the grand room, features top-tier appliances, a large center island, and custom cabinetry, all framed by floor-to-ceiling windows and doors that flood the space with natural light and ocean views. An elevator provides effortless access to all levels, complemented by smart home technology for lighting, climate, and security control. The first-floor entry pool level serves as a cabana area with additional leisure space, featuring a wet bar, an ensuite bedroom, a full pool bathroom, and two additional bedrooms for ultimate guest comfort. Outside, a heated pool and spa anchor a spacious entertainment area, complete with a summer grilling station featuring an Evo flat-top grill. Electric storm shutters and energy-efficient windows enhance safety and sustainability, while private beach access leads directly to Hammock Beach’s pristine shoreline. As part of a maintenance-free community, residents enjoy exclusive access to an amenity center with pool, kitchen and social spaces. Nestled in the highly desirable Hammock Beach community, just minutes from Hammock Beach Resort vibrant dining and amenities, this ocean estate offers an unparalleled lifestyle of elegance, leisure, and natural beauty, complete with air conditioned garage space equipped with custom storage solutions.

Features

  • Elevator: Y
  • Rooms: 14
  • Bedrooms: 6
  • Baths: 5 full
  • Lot Size: IRREGULAR
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2009
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Oversized
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 5,324
  • Acreage: 0.32
  • Lot Size: IRREGULAR
  • Est. Taxes: $22,199
  • HOA Fee: $650 Quarterly
  • Lot Desc: Cul-De-Sac, City Lot, In County, Irregular Lot, Landscaped, Near Golf Course, On Golf Course, Oversized Lot, Private
  • View: Golf Course, Pool, Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Heated, In Ground, Lighting, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC313117
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /eprop/FC313117/34hammockbeachcircles_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2026 2:21:54 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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34 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137

$3,795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,036,000 $3,036,000 $3,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.098% 5.972%
Monthly Tax Payment $1,850 $1,850 $1,850
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,238 $18,202 $25,211
Total Monthly Payment $19,213 $20,177 $27,186

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.