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12509 SAFE HARBOUR DRIVE, Cortez, FL, 34215 | $2,425,000
Under contract-accepting backup offers. Waterfront Mediterranean Beauty in Harbour Landings
Behind the gates of Harbour Landings, this 3 Bed / 3 Bath Mediterranean-style pool home pairs timeless coastal elegance with extensive modern upgrades. Step through arched double doors into a light-filled open floor plan showcasing imported Italian tile, custom ceilings, art niches with onyx and marble, a fireplace with new propane insert, and a gallery with rare Hawaiian KOA wood floors. The chef’s kitchen has been fully remodeled with Dekton counters, painted cabinetry, a new center island, and a built-in Miele coffee station. Additional highlights include a formal dining room with marina views, private office with custom built-ins, and a temperature-controlled 2, 200-bottle wine room with arched glass doors and designer lighting.
The first-floor owner’s suite offers French doors to the pool, a spa bath with dual vanities, jetted tub, walk-in shower, and new double glass-paneled entry doors. Upstairs, two guest suites and a bonus/media room capture sweeping water views. Upgrades include hardwood bedroom floors, cedar closet, new roof, gutters, soffits, landscaping, Roman white exterior paint, smart thermostats, Sonos speakers, new lighting throughout, and a fully modernized electrical panel with surge protection.
Outdoor living shines with a refurbished screened lanai, heated pool and spa, mood lighting, outdoor kitchen, new Minka fans, and new shades. A deeded dock with 10, 000 lb lift and new kayak ladder offers deep sailboat water and no-bridge Gulf access. Peace of mind comes with hurricane-rated construction, impact windows, insulated garage doors, blown-in attic insulation, dual-zone HVAC (with new AC on the main level), and a whole-home generator.
Community amenities include gated security, clubhouse, tennis/pickleball, lawn and dock care, and mangrove maintenance. Just minutes from shops, dining, and Gulf beaches—this is coastal living at its finest.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 80 x 131
- Laundry: Inside, Laundry Room
- Year Built: 2004
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,460
- Acreage: 0.24
- Lot Size: 80 x 131
- Est. Taxes: $19,962
- HOA Fee: $1,881 Quarterly
- Lot Desc: Landscaped, Sidewalk
- View: Water
- Elem. School: Sea Breeze Elementary
- Middle School: W.D. Sugg Middle
- High School: Bayshore High
- Pool: Heated, In Ground
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Washer, Water Filtration System, Wine Refrigerator
- MLS#: A4665036
- Days on Market: 139 days
- Website: https://www.raveis.com
/eprop/A4665036/12509safeharbourdrive_cortez_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 941-383-6411
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12509 SAFE HARBOUR DRIVE, Cortez, FL, 34215
$2,425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,940,000 | $1,940,000 | $1,940,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,664 | $1,664 | $1,664 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,321 | $11,788 | $16,371 |
| Total Monthly Payment | $13,110 | $13,577 | $18,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388