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Under contract-accepting backup offers. For buyers 55 and over seeking affordability, stability, and peace of mind, purchasing a home in a resident-owned CO-OP mobile home community like Bay Aristocrat Village in Clearwater is a smart and secure choice. Unlike rental communities where lot rent can increase with little notice and ownership decisions are made by corporate landlords, CO-OP living offers predictable monthly costs and long-term financial security. When you buy in a CO-OP, residents collectively own the land, giving you a voice in how the community is managed and protecting you from unexpected changes. This means no surprise rent hikes and greater control over your future. Designed for comfortable, low-maintenance living, Bay Aristocrat Village provides an active 55+ lifestyle close to beaches, healthcare, shopping, and all the benefits of Florida living—without the high cost of traditional housing. It’s an ideal opportunity to downsize without downgrading, preserve your retirement income, and enjoy smart, affordable homeownership in a community built on stability, connection, and confidence. MASSIVE PRICE REDUCTION! DON'T MISS OUT, TOUR THIS HOME TODAY! Waterfront home with Dock! Check out this fully furnished, move-in ready home. There are so many recent enhancements including some large investments by the seller within the past few years. Some of these include new carport, awnings, vapor barrier, all new air conditioning duct-work and electrical under the home. The seller also invested in a new three ton Packaged Heat Pump in 2018 and a new TPO membrane roof in 2023. The inside of the home also has new goodies too! All new Whirlpool appliances including the refrigerator, dishwasher, hot water heater and a new microwave. Don't miss this exceptional waterfront opportunity within the sought-after Bay Aristocrat Village! Contact the community office regarding (ESA) pets. This is your chance to embrace the coveted Florida waterfront lifestyle. Schedule your private showing today to experience the Bay Aristocrat Village lifestyle firsthand and envision yourself living the warm, beautiful Florida waterfront dream!" CORPORATE OWNERSHIP, AN LLC, OR A PARTNERSHIP IS PROHIBITED. NO SELLER FINANCING AVAILABLE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,920 | $167,920 | $167,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $953 | $1,006 | $1,350 |
| Total Monthly Payment | $1,347 | $1,400 | $1,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.