20481 Chapel Trace, Estero, FL, 33928 | $1,695,000

Experience the best of West Bay Club living with FULL GOLF MEMBERSHIP AVAILABLE and NO WAITING, offering a true PLUG AND PLAY GOLF LIFESTYLE in one of Southwest Florida’s most distinctive, member-owned communities set across hundreds of acres of preserved nature and wetlands. Anchored by a championship Pete & P. B. Dye-designed golf course, West Bay Club delivers an exceptional blend of golf, coastal living, and social connection, including a private Gulf-front Beach Club with full food and beverage service, beach attendants, and effortless seaside dining. Residents enjoy a resort-style pool and Bay House gathering space, multiple dining venues ranging from casual to refined, a sports bar, an active social calendar, and a state-of-the-art fitness center overlooking the pool and golf course. Recreational amenities include Har-Tru tennis courts, pickleball, bocce, shuffleboard, scenic walking and biking paths, a dog park, playground, and access to kayaking, canoeing, fishing, and boating via the community’s riverfront park and launch with direct Gulf access. Ideally located east of US-41, West Bay Club offers convenient proximity to Coconut Point, Miromar Outlets, Hertz Arena, white-sand beaches, and Southwest Florida International Airport. This 4-bedroom, 4-bath residence features generous living spaces, soaring ceilings, and abundant natural light, with walls of glass framing peaceful preserve views and an open kitchen and family room designed for comfortable everyday living and entertaining. The screened lanai provides a private outdoor retreat with a custom heated pool and spa with a rock waterfall, outdoor kitchen, and covered dining area. The primary suite is privately situated with sitting areas, dual walk-in closets, and a spacious bath layout, while guest bedrooms are well-proportioned and a convenient pool bath enhances indoor-outdoor functionality. Practical improvements include a new roof (2020), Generac generator, window film for energy efficiency and storm protection, and excellent storage throughout. Thoughtfully priced to reflect its opportunity for personalization, this home allows buyers to update interiors at their own pace while immediately enjoying the unmatched West Bay Club lifestyle and long-term value.

Features

  • Amenities: Golf Non Equity, BBQ - Picnic, Beach - Private, Bike And Jog Path, Billiards, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Park, Pool, Community Room, Community Spa/Hot tub, Dog Park, Fitness Center, Fishing, Golf, Internet Access, Pickleball, Playground, Private Beach Pavilion, Private Membership, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated, Golf Course, Tennis
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 87 x 86 x 232 x 228
  • Laundry: Washer/Dryer Hookup, Inside, Sink
  • Style: Traditional
  • Year Built: 2002
  • Garage: 3-car 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
  • Heating: Central Electric, Fireplace(s)
  • Cooling: Ceiling Fan(s)
  • Basement: Ceiling Fan(s)
  • Approx Sq. Feet: 3,710
  • Acreage: 0.45
  • Lot Size: 87 x 86 x 232 x 228
  • Est. Taxes: $7,577
  • Lot Desc: Regular
  • View: Preserve, Trees/Woods
  • Pool: In Ground, Electric Heat, Screen Enclosure
  • Pets Allowed: Yes
  • Pet Policy: No Approval Needed
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Wall Oven, Washer
  • MLS#: 225069089
  • Days on Market: 146 days
  • Website: https://www.raveis.com
    /eprop/225069089/20481chapeltrace_estero_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Team ResultsSales Associates

347.697.9990

TeamResults@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20481 Chapel Trace, Estero, FL, 33928

$1,695,000

Team Results

Sales Associates

William Raveis Real Estate

Phone: 347.697.9990

TeamResults@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,356,000 $1,356,000 $1,356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.806%
Monthly Tax Payment $631 $631 $631
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,488 $7,913 $11,170
Total Monthly Payment $8,244 $8,669 $11,926

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.