39 W Forest Trail, Holmes, NY, 12531 | $715,000

Welcome home to this charming 4-bedroom, 4-bath Colonial nestled on a peaceful cul-de-sac in Mt. Laurel Estates. Set on 1. 14 acres of beautifully landscaped, park-like property, this home offers the perfect balance of privacy, comfort, and convenience for today’s lifestyle. The main level features a bright, open center-island kitchen with granite countertops, stainless steel appliances, gas stove, and a cozy breakfast nook overlooking the expansive yard, Trex deck, and pool. Hardwood floors flow throughout, and the living room with fireplace creates a warm, welcoming gathering space. Upstairs, the primary suite offers a walk-in closet and a spa-like bath with soaking tub and separate shower—your own private retreat. The fully finished lower level is a true highlight. Currently set up as a 2-bedroom in-law suite, it includes a full bath, private laundry, walk-in closet, and kitchen, along with radiant heated tile floors. It’s the ideal setup for extended family, guests, or multi-generational living. Highlights: - Central A/C - 200-amp electric with generator hook-up (homeowner may leave generator) - 2-car attached garage - Large Trex deck overlooking a level yard - Above-ground oil heat - private setting with beautiful mature ornamental trees All of this just minutes from I-84, the Taconic, and Metro-North—making commuting simple and stress-free. Only 1 hour from Manhattan. A warm, welcoming home with room for everyone.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Style: Colonial
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 3,304
  • Acreage: 1.14
  • Est. Taxes: $15,326
  • Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Private
  • Elem. School: Kent Elementary
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Pool: Above Ground
  • Appliances: Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • MLS#: 919217
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /raveis/919217/39wforesttrail_holmes_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Heather DuffelmeyerLicensed Real Estate Salesperson

845.656.3859

Heather.Duffelmeyer@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 W Forest Trail, Holmes, NY, 12531

$715,000

Heather Duffelmeyer

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 845.656.3859

Heather.Duffelmeyer@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $572,000 $572,000 $572,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.615% 5.952%
Monthly Tax Payment $1,277 $1,277 $1,277
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,476 $3,612 $4,750
Total Monthly Payment $4,845 $4,981 $6,119

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.