12120 7TH STREET E, Treasure Island, FL, 33706 | $849,900

Under contract-accepting backup offers. Treasure Island Canal-Front Paradise – 4BR/3BA Single Story with Pool & Dock!! Welcome to your dream waterfront home in beautiful Capri Isle in Treasure Island. This stunning one-story canal-front home offers incredible curb appeal, with a huge pavered circular driveway that provides plenty of parking for family and guests. Inside, the open-concept floorplan is designed for both comfort and entertaining, with a spacious living room that flows seamlessly into the dining and kitchen areas. The master bedroom, kitchen, dining room, and living room all enjoy views of the Intracoastal Waterway, creating a serene backdrop for everyday living. The home features four bedrooms and three bathrooms in a split floorplan design, providing privacy and flexibility for families or guests. The primary suite includes a versatile den or multi-use space and a newly renovated bathroom complete with a freestanding tub, shaker-style vanity, elegant mirror, and designer lighting. Bedroom two offers its own ensuite bathroom with a pedestal sink and standalone shower, while the guest bath includes a pedestal sink and tub/shower combination. At the heart of the home, the kitchen boasts updated shaker cabinets, quartz countertops, an undermount stainless sink, can lighting, and a skylight that fills the space with natural light. Easy-care laminate flooring runs throughout the home, enhancing its fresh, modern appeal. Outdoor living is equally impressive. A solar-heated pool with a brand-new pump (2025) includes a deep-water swim-out and is surrounded by plenty of deck space for sunbathing. A huge screened lanai with an expansive under-roof entertaining area is perfect for gatherings, while a Tiki Hut adds to the island-style atmosphere. The property’s canal frontage includes a private boat dock with direct access to the Intracoastal Waterway, making it ideal for boating, kayaking, paddleboarding, and water enthusiasts. This home has been carefully updated for peace of mind, with a new main roof in 2020, new flat roof in 2016, storm-rated windows and doors in 2021, and a brand-new AC, electrical system, and solar water heater in 2025. Located just minutes from the white sandy beaches of Treasure Island, as well as popular restaurants, shops, and attractions, this home combines waterfront living with everyday convenience. Don’t miss the opportunity to make this exceptional canal-front property your own and enjoy the best of Florida living.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 70 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1972
  • Garage: 2-car Circular Driveway, Driveway, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,310
  • Acreage: 0.19
  • Lot Size: 70 x 120
  • Est. Taxes: $11,669
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County
  • View: Water
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pool: Gunite, Heated, In Ground, Pool Sweep, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Refrigerator, Solar Hot Water
  • MLS#: TB8433203
  • Days on Market: 174 days
  • Website: https://www.raveis.com
    /eprop/TB8433203/121207thstreete_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 4:12:29 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12120 7TH STREET E, Treasure Island, FL, 33706

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $972 $972 $972
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,131 $5,738
Total Monthly Payment $5,032 $5,195 $6,802

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.