1226 3RD STREET CIRCLE E, Palmetto, FL, 34221 | $519,900

BOATER AND NATURE LOVER'S DREAM IN THIS EXCEPTIONAL 4 BEDROOM/3BATHROOM TOWNHOME! Sellers are motivated! Located in the gorgeous gated community of the Hammocks at Riviera Dunes. Situated adjacent to a deep water protected harbor out to the Manatee river.
The community amenities include: Boat slips for rent or purchase, Community center with workout area & kitchen, 2 pools, pickle ball/tennis court, and all outdoor maintenance included.
This three level townhome features a beautiful open floor plan on the main level with ceramic tile & rich countertops. There is a gorgeous panoramic view of the pool, a pond featuring a beautiful fountain, a nature preserve with live oaks, & a bridge to an island. Off the main level is the spacious paver balcony with a natural gas grill for outdoor entertaining. The bedroom on this level may be used as a den/office or a formal dining room. Sleek bamboo floors and wrought iron railings escort you to the top floor large primary suite, featuring French doors, a huge walk-in closet, large en suite bathroom with updated contemporary walk-in shower and soaking tub. An added convenience is the full laundry room on this floor. Additionally, this floor has a guest room with en suite bath, walk-in closet, & view of the Manatee river.
This townhome features a large lower level flex space, which is semi-finished, with huge walk in storage closets, making this an ideal game room, man cave, or space for added guests.
Strategically located just minutes from award winning beaches, preserves, I-75, Skyway Bridge, Ellenton outlet mall, numerous restaurants, County convention center, & Bradenton/ Sarasota.

Come make this DREAM Townhome yours!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Security, Tennis Court(s), Wheelchair Access
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet, Laundry Room
  • Style: Custom, Mediterranean
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest
  • Heating: Central, Natural Gas
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Approx Sq. Feet: 2,848
  • Acreage: 0.05
  • Est. Taxes: $4,624
  • HOA Fee: $2,367 Quarterly
  • Condo Fee: $454 Quarterly
  • Lot Desc: City Lot
  • View: Pool, Trees/Woods, Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Number Limit, Size Limit
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8430762
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/TB8430762/12263rdstreetcirclee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/3/2026 6:38:07 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-360-6927

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1226 3RD STREET CIRCLE E, Palmetto, FL, 34221

$519,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,920 $415,920 $415,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $385 $385 $385
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,460 $2,595 $3,398
Total Monthly Payment $2,937 $3,072 $3,875

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.