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Welcome to your dream retreat where serene mountain views meet easy-care living on 28+ acres. This property features Mediterranean-inspired design that highlights a connection to the garden and outdoor spaces. The home is creatively constructed with a durable concrete lower level and an elegant modular upper level. A traditional aesthetic with stone walkways and decks that frame breathtaking mountain vistas. Ideal hunting, off-grid living, Homesteading, or hobby farm or great rental option. The upper level is perfect for large gatherings, accessible from both floors and the front and rear decks. The central kitchen is a chef's dream, equipped with high-end GE profile appliances, including a glass top stove, dual wall ovens, and a spacious center island with a stainless steel sink and dishwasher. The breakfast room is light-filled, while the dining area is spacious with large sliding doors leading to the deck for outdoor entertaining. The cozy living room, featuring large windows and a wood-burning stove, draws in stunning mountain views. The primary suite at the south end includes a gas-log fireplace, dual windows, and a luxurious en suite bathroom with a jetted tub and ample storage. There are two additional bedrooms, each offering generous closet space PLUS a home office (or great spillover bedroom). A central hall bathroom, with a shower tub, is conveniently located. The lower level is like a private apartment, perfect for guests or multigenerational living, featuring an open floor plan w a galley kitchen &dining area that opens to a garden patio. This space also includes a large bedroom with large cedar lined closets, a full bathroom w/ laundry area. 2 additional rooms can serve as extra bedrooms, an office, or storage. The property is further enhanced by a garage shed, a circular flagstone patio ideal for gatherings, and a shaded grapevine-covered patio, perfect for relaxing. With a small vegetable garden and a swing set, this property is perfect for outdoor enjoyment. Experience the serene country living of Schoharie County and the magical area of Gilboa and the northern Catskills — don't miss your chance to schedule a private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,224 | $2,315 | $3,070 |
| Total Monthly Payment | $2,742 | $2,833 | $3,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.