427 PINE BLUFF TRAIL, Ormond Beach, FL, 32174 | $3,150,000

Exquisite Riverfront Estate on the Tomoka River at 427 Pine Bluff Trail, Ormond Beach, Florida
Welcome to a rare masterpiece of riverfront luxury on the serene Tomoka River. Spanning just under six acres, this estate offers unparalleled privacy, elegance, and waterfront living at its finest. With over 8, 000 square feet of living space, including a guest house, versatile bonus rooms, and more than 2, 100 square feet of garage space, this property is a haven for car enthusiasts, entertainers, and those who appreciate the ultimate Florida lifestyle.

In 2023, the estate received a major renovation that refreshed and upgraded key spaces while maintaining its timeless elegance. The infinity pool was completely redone, creating a resort-style oasis surrounded by travertine tiles with breathtaking river and park-like views. Recent upgrades also include a body dryer in the master bath, fresh interior paint, a remodeled gym, and a game room with a new half bath.

The main home features five bedrooms plus two flexible rooms ideal for an office, gym, or media room. Entertain in style with a custom wet bar and multiple versatile living spaces, including a fully finished 1, 500 square-foot bonus room above the garage accessible from the main home or a separate staircase, perfect for a private retreat, home theater, or hobby space.

The charming two-story guest house provides comfort and flexibility with picturesque views of the river, infinity pool, and grounds. The upper level is ideal for an office or additional living space, complete with built-in cabinetry and a balcony overlooking the pool and river.

The boat dock was redone with composite decking and features two jet ski lifts and a boat lift accommodating vessels up to 21 feet, along with storage, water, and electric. Meticulously landscaped with park-like grounds and equipped with a full-house generator, this estate ensures comfort, convenience, and peace of mind.

Nestled along the Tomoka River, this property offers the perfect balance of tranquility and accessibility, with upscale dining, shopping, world-class golf, and vibrant local amenities nearby. This exceptional estate is ready to welcome its new owner and provide a lifestyle of unparalleled luxury and beauty.

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 4 full / 4 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1978
  • Garage: 8-car Bath In Garage, Boat, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, Portico
  • Heating: Electric, Other, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 8,180
  • Acreage: 5.96
  • Est. Taxes: $34,249
  • Lot Desc: Cleared
  • View: Pool, Trees/Woods, Water
  • Elem. School: Pine Trail Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Pool: Gunite, Heated, In Ground, Infinity, Lighting, Outside Bath Access, Pool Sweep
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Freezer, Ice Maker, Microwave, Refrigerator, Water Filtration System
  • MLS#: V4944387
  • Days on Market: 133 days
  • Website: https://www.raveis.com
    /eprop/V4944387/427pineblufftrail_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/14/2026 11:17:12 PM)
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN   Phone: 386-944-2800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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427 PINE BLUFF TRAIL, Ormond Beach, FL, 32174

$3,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,520,000 $2,520,000 $2,520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $2,854 $2,854 $2,854
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,507 $15,109 $20,758
Total Monthly Payment $17,486 $18,088 $23,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.