74 Jean Lane, St. Albans Town, VT, 05478 | $599,000

Newer construction & move-in ready! This low-maintenance, energy-efficient home has been fully inspected, professionally cleaned, & is ready for its new owners! Designed with modern living in mind, it offers a thoughtful layout & lots of room for expansion with a full insulated basement & oversized attic over the garage. Enjoy a bright open floor plan with abundant windows & luxury vinyl plank flooring throughout the main level. The kitchen is a chef's delight featuring quartz countertops, oversized island with seating, walk-in pantry, soft-close cabinetry with brass hardware, crisp subway tile backsplash, contemporary lighting, & high-end appliances, including a Samsung Smart Flex refrigerator & Smart natural gas stove. The main level includes a flex room adjacent to a 3/4 bath, plus a mudroom off the garage. Upstairs, you'll find 3 bedrooms, an office nook, laundry closet, & spacious primary suite with walk-in closet, double sinks, & step-in shower. Bathrooms showcase ceramic tile floors, while soft neutral carpet enhances the second level. The full basement with egress windows offers future potential for a home gym, theater, or game room. Outdoor spaces include a wide front porch facing perennial gardens, a private rear deck shaded by woods, & lots of garden space. Modern systems include a Navien natural gas boiler with on-demand hot water, EV charger, 200 AMP panel, gutter guards, public water, & inspected on-site septic. Parking for 6+. Schedule a showing today!

Features

  • Amenities: Other,Snow Removal
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter
  • Style: Contemporary
  • Year Built: 2023
  • Garage: 2-car Garage
  • Heating: Natural Gas,Baseboard,Hot Water,Multi Zone
  • Cooling: None
  • Basement: Concrete,Concrete Floor,Daylight,Full,Insulated,Interior Stairs,Storage Space,Unfinished,Interior Access,Basement Stairs
  • Approx Sq. Feet: 2,780
  • Acreage: 1.09
  • Est. Taxes: $8,989
  • Lot Desc: Country Setting,Landscaped,Level,Subdivision
  • MLS#: 5063623
  • Website: https://www.raveis.com
    /prop/5063623/74jeanlane_stalbanstown_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/10/2025
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Stacey Lax

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

74 Jean Lane, St. Albans Town, VT, 05478

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment $749 $749 $749
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,796 $2,990 $3,884
Total Monthly Payment $3,637 $3,831 $4,725

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.