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Welcome to Villa Del Sol, a pet friendly community! The current HOA shows $800/month, but this includes the seller's remaining special assessment of approximately $26, 000. With a full-price offer of $309, 000, seller will pay off the entire assessment at closing, reducing the HOA to approximately $569/month. This lower HOA covers building insurance, water/sewer, cable TV, landscaping, roof/exterior maintenance, and access to all amenities. Also, a rent back opportunity is available for 6 months. This beautifully maintained 3-bedroom, 2-bathroom first-floor condo offers a bright and spacious layout with brand-new kitchen appliances and backsplash, freshly painted interior, new baseboards, and 6 mo old washer and dryer. Open floor plan with large living area. Great covered patio to enjoy the beautiful weather. Plenty of parking for you and your guests. Impact windows throughout. Relax and enjoy the community's resort-style amenities, including a heated pool, spa, clubhouse, fitness center, indoor basketball and racquetball courts, playground, billiards room, and BBQ area. Plenty of parking for you and your guests. Impact windows throughout. Relax and enjoy the community's resort-style amenities, including a heated pool, spa, clubhouse, fitness center, indoor basketball and racquetball courts, playground, billiards room, and BBQ area. This home also features a covered patio, providing a serene outdoor space to enjoy the Florida weather. Nestled in a quiet, well-kept gated community off of Federal Highway, this home is just minutes from I-95, shopping, dining, downtown Boynton and Delray Beach, Ocean Front Park & Beach, offering the perfect blend of convenience and South Florida lifestyle. On site management. New landscaping. Roof is 2008. A great investment as you can rent 2x a year with a 90 day minimum. Reserves are in great standing with no foreseable assessments. Perfect for everyday living, entertaining or rentals.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,996 | $239,996 | $239,996 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,420 | $1,914 |
| Total Monthly Payment | $1,743 | $1,838 | $2,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.